The latest EMVCo numbers were published just before the New Year. While the latest numbers only reflect transactions up to June 2016, they tell a compelling story about how far the United States still needs to go before EMV becomes mainstream. The r...

In my previous post, we discussed the confusion created by the various payment-related products, apps, and services that have come to market in the past few years. Despite the major players in the industry working to create the ultimate payment metho...

I was recently at a restaurant just outside of London with my wife and when we got to the usual payment experience, we sat and waited… and waited. While this experience can be better or worse in different areas of the world, there’s plenty of room f...

Over the past few weeks, we’ve been discussing EMV adoption within the United States. Specifically, what’s driving adoption, what’s slowing it down, and how the card schemes are creating enhancements to speed up chip-based transactions. Not a day go...

One of the most common complaints we hear about EMV is the lengthy transaction times compared with standard swipes. While it’s easy to dismiss these complaints, it’s true that, in retail settings, keeping customers happy and moving through the check...

Last week we discussed the current state of EMV adoption in the United States. Today, more than a year past the original October 2015 liability shift, there is still plenty of work to be done. Confusion over the best course of action still lingers am...

Despite being more than a year past the U.S. EMV liability shift, there’s still much work to be done. Depending on which organization you choose to believe, with an estimated 7 to 8 million merchants and approximately 16 million payment terminals, th...

U.S. Payments Forum updates minimum requirements for US EMV chip deployment Finextra To help merchants and acquirers develop their strategies for implementation, payment network members of the U.S. Payments Forum (formerly the EMV Migration Forum) ...

Square’s Pricey Bet Pays Off as Merchants Pick Readers that Combine NFC + EMV PaymentsSource The tough move from free to fee for its readers has Square adjusting its strategy to lure merchants, but it also opens the door wider to new markets, ac...