For years the payments industry has been hard at work developing and enhancing technologies and methodologies to protect sensitive cardholder data. As a technologist, fintech innovator or ISO, you most likely already know about one of those methods—t...

Online commerce will grow at more than six times the rate of in-store sales through 2022, according to research, reaching nearly $6 trillion in sales. Despite this growth, most retailers aren’t looking to abandon their in-store efforts. On the contra...

Very seldom do we speak with software developers who want to spend their valuable time or their staff’s time on payment integrations and coordinating terminal deployments. More likely, you’d prefer to spend your time adding value to your software and...

When it comes to building a successful software development practice, leading ISVs (independent software vendor) not only are always seeking news ways to deliver value, but they also identify hot new market opportunities. UK-based Counter Solutions ...

Security-minded ISVs, ISOs, and merchants know that P2PE is one of the most critical pieces to the puzzle of protecting an electronic payment transaction. The ability to encrypt payment data at the point of transaction and decrypt it only when it rea...

U.S. EMV Numbers Show Improvement, But Highlight Lagging ISVs and Merchants. Consumers today expect their shopping experiences to be enjoyable. They expect that whatever they’re shopping for will be available either in-store or online. Most important...

In the UK, card payments have overtaken cash payments and now account for more than 50 percent of all retail purchases, of which 30 percent were contactless. Other countries are seeing similar adoption increases for contactless payments. The one sign...

Earlier this month, the PCI Security Standards Council released a new security standard that allows for PIN entry on commercial off-the-shelf devices (COTS) such as a smartphone in your pocket or a tablet on your desk right now. Called Software-Based...

Imagine taking a regular mobile phone and turning it into a payment device with a simple app download. That’s the utopian dream many companies are chasing today. For small transactions, we’d use NFC rails with no PIN pad or external device. For large...