As always, we've been hard at work updating and enhancing our Payments Enablement Platform. During the past quarter, we released many notable items that we wanted to review and share.
Marketplace App Store
It’s finally here, our New App Marketplace! Traditionally, Partners only had visibility to all of our value-added services when onboarding or managing a specific merchant. Now, there’s a page specifically designed to make all of our powerful VAS, and eventually Marketplace apps and partnered Shopping Carts, viewable all in one curated collection.
Partners can now view a new section in their left navigation called ‘Marketplace’, with an option to ‘View Apps’.
Within each “App Card”, a partner can find a summary on the benefits to a merchant, a screenshot on what the service looks like or how it can benefit the merchant conceptually, and contact information for the service itself by clicking ‘More Info’.
The Partner Merchant App Store also gives them the ability to curate what their merchants see. If they never want to sell a particular app to their merchants, they can simply “hide” it from the Marketplace for all their merchants.
The App Store honors partner “product” branding, which will cascade down to merchants where applicable. Onboarding and offering of VAS to Merchants and Sub-Affiliates has not changed with this new feature and design. Partners that do not wish for their Sub-Affiliates to have specific VAS in their app store, simply do not offer it for reselling and will not be presented as an option.
At the Merchant level, they will only be able to see services that are 'Active' or offered to them, versus the entire suite of Value Added Services available on the platform. This curation allows Partner’s to control the offerings and to avoid any unwanted sign-ups or features being added.
Cash processing (with cash discounting) is now available upon checkout. This option displays if the user has permissions to any cash processors. If they do not, then they will still see the same two card-based options that are there today. Selecting this option will basically remove the credit card fields, remove the “auth-only” option, but leave the rest of the form as is. Customer info, order ID, MDFs, they’re all still here and work the same.
Since accepting cash also means calculating change, we’ve created a new page that lets the merchant easily enter likely amounts the customer will hand over, as well as letting them key in a specific amount. The receipt page will then show the change owed.
Automatic Level III
We’ve added more flexibility around dynamic product values for your Level III templates! Now your automatically-added products will have the correct cost and tax values for all transactions.
For APACS processors in Europe and the UK we added support for SCA (Strong Cardholder Authentication), including Card on File(CIT and MIT), 3DSv2, and InApp/Digital Wallet transactions enabling better protection against fraud and a smoother transaction flow for online shoppers, leading to less shopping cart abandonment.
New Processor Connections
Added support for a new credit card processor, Checkout.com Unified Payments, to the gateway. This processor supports eCommerce and MOTO transactions, as well as feature support for CIT/MIT, 3DSv2, Google Pay, and Apple Pay.
Added Nuvei Digital Payments processor to the gateway which supports eCommerce and MOTO transactions, as well as feature support for Dynamic Descriptors, CIT/MIT, and 3DSv2.
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