Despite absolute agreement on the need for heightened payment and data security, there remains a lot of confusion and uncertainty among those tasked with ensuring and implementing it. With so many different technical terms out there, it’s easy to understand why this uncertainty occurs.
Technologies such as P2PE (point-to-point encryption), EMV, and tokenization are considered the three-part solution to today’s threats. As well as providing heightened levels of payment security, they can also help in accepting different payment methods and personalizing the payment experience.
In addition, the constantly-evolving payments industry continues to incorporate new standards and set new deadlines. Whilst EMV has been a standard in the UK for over 12 years now, it’s adoption has been much slower in the US.
With an ever-changing payments landscape, it’s more important than ever for merchants to adopt these new payment technologies.
To address and dispel any confusion, we’ve put together a concise, but thorough, guide that takes a look at each security method and illustrate how they can be collectively leveraged by ISVs to form the best and most secure payment security solution possible.
We also look at the latest form of security related to consumer-grade mobile devices and address the most pressing deadline concerning security changes to online payments.
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