Merchant Features

Everything your merchants need

Give your merchants access to all the features they need to run their business, accept payments and keep their data secure.

The basics

Currencies Accepted

Your merchants can accept USD, CAD and many international currencies based upon their processor integration(s).

Card Types Accepted

Your merchants can accept payments from Visa, MasterCard, Discover, American Express, Diners Club and JCB.

Merchant Control Panel

Merchants can process payments, manage transactions and generate reports on all of their payment processing activity from within one platform account.

Platform core features

Virtual Terminal

Enable your merchants to accept payments by swiping cards or keying in payment details over the phone or through mail order into the Virtual Terminal from their browser.

Multiple MID Capabilities

Let them board and manage multiple MIDs on their single platform account, so they can consolidate reporting, manage branches, organize products and more.

Reporting Capabilities

Give your merchants detailed insight into their transactions and make it easy for them to find exactly what they’re looking for through our platform Transaction Search tool.

Recurring Billing

Make it easy for your merchants to bill their customers regularly. All they have to do is establish a recurring billing schedule and the platform handles the rest.

Transaction Routing

Our platform’s Active Intelligent Routing allows your merchants with multiple MIDs on their single platform account to automatically determine which MIDs to route transactions to based on active routing directives.

QuickClick Shopping Cart

Allow your merchants to quickly and easily integrate their website to the platform with QuickClick, our native shopping cart solution.

Batch Processing

Merchants can use the Batch Processing tool to upload their files to the platform and process large volumes of transactions all at once.

Product Manager

Help your merchants keep their inventory organized through our Product Manager’s unified product database. Merchants can enter and manage product SKUs of frequently sold items for quick recall at checkout for Virtual Terminal transactions.

Gateway Emulator

Easily help your merchants migrate from other gateways to your own platform without having to rework or reprogram their software or applications.

Third-Party integrations

Give your merchants access to over 165+ processor integrations and support a growing list of 175+ shopping cart integrations.

Flexible Integration Methods

Give your merchants full customization and control over accepting payments within their own mobile applications and software with our diverse APIs and SDKs.

Expanded services


Enable your merchants to have a singular view of the customer by unifying every point of engagement and every device, regardless if a payment is made in-store, mobile, online or in a self-service setting, with our Unified Token Vault.

Payer Authentication

Allow your merchants to validate the cardholder is actually the shopper, prevent fraud and protect against unauthorized transactions with our Payer Authentication service.

Account Updater

Help your merchants ensure uninterrupted payments for their customers, particularly those with recurring payments, by seamlessly updating card-on-file account information using our Account Updater service.

Fraud Prevention

Help your merchants outsmart fraudsters with iSpyFraud, our rules-based fraud prevention tool, to screen suspicious transaction activity and stay one step ahead of fraud.

Electronic Invoicing

Enable your merchants to get paid faster with Electronic Invoicing. It provides a simple, secure and efficient way for merchants to invoice their customers right in their inbox and enables them to submit payment with just a few clicks.

QuickBooks® Plug-In

Give your merchants the ability to process transactions, create appropriate accounting entries or mark the transactions as paid from right within their QuickBooks® environment using our SyncPay tool.

Level III Processing

Merchants that need to process payments with extended transaction data can use Level III Processing to help them pass on enhanced data to their payment processor, giving them the best chance to qualify for optimal interchange rates.

In-Store Application

Your brick and mortar merchants can use our lightweight SwIPe point-of-sale application along with the compatible EMV certified card readers to start accepting in-store payments. Those developing their own POS software can use our SDK to add EMV chip card acceptance to their own solution.

Mobile Applications

Enable your merchants to take their storefront with them wherever they go. With our iProcess turnkey mobile applications made for Apple and Android devices, merchants can accept EMV card payments on their phone or table no matter what their location.

Electronic Check

Allow your merchants to accept and process electronic check payments directly from their online storefront or through the Virtual Terminal.

PCI Compliance

Help your merchants get and stay PCI compliant with, CertifyPCI, our web-based assessment that truly simplifies the merchant process of helping a merchant become compliant.