Text-to-Pay Mobile Payments
Faster and Simpler
Payments Via Text Message
Nearly all of your merchants’ customers carry smartphones in their pockets. That means they are nearly always accessible and text messaging is a familiar, low-barrier communication channel. By integrating payment capabilities into texting, a whole new world of possibilities opens up for seamless customer interactions.
Our conversational Text-to-Pay commerce platform delivers speed, convenience, simplicity, and security for both merchants and their customers—enabling seamless payments, card captures, and quick approvals.
It’s a simple solution that elegantly solves
multiple, complex payments issues, such as:
Invoices sent via email have a
low, slow open rate- Email is not PCI-DSS compliant, so it poses
greater security risks - Merchants struggle to contact
customers and receive payments
quickly
Invoices sent via email have a 
Email is not PCI-DSS compliant, so it poses
Merchants struggle to contact The Business Power of Text Messaging
Putting the Phones to Work
for Your Merchants
Your Gateway Experience
With our Text-to-Pay integration, merchants can initiate conversations, send invoices, receive payments, and issue receipts—all via text messages with their customers.
Your Merchant’s Experience
Today’s customers expect fast, simple, and secure payment experiences from their mobile devices. Our Text-to-Pay integration provides a convenient way for customers to pay bills or invoices from their mobile phones, through the text messages they receive from your merchants.
Data Security & PCI
Compliance
Text-to-Pay offers the highest level of Payment Card Industry Data Security Standard (PCI-DSS) compliance to keep customer data secure. The integration manages customer data, saving preferred payment methods and adding speed and security to any text-to-pay request. The app stores the merchant’s client’s payment information with Level One PCI security. Additionally, it manages compliance and regulatory requirements such as Nacha, TCPA, HIPAA, GDPR and CCPA.
How It Works
Text-to-Pay is the latest offering in NMI’s growing, diverse marketplace of value-added apps. Watch our product features highlight video to see everything it makes possible with your payments and what you can do with it.
Elegantly Solve Multiple,
Complex Payment Issues with a Text
ISO and Software
Vendor Benefits
- Increases speed-to-payment
- Creates a frictionless payment experience
- Eliminates PCI and data security risks
- Improves internal operations
- Keeps customer data safe
- Enables another payment channel
for your merchants with virtually no integration, no new apps and no new passwords
Merchant Benefits
- Opens another channel of payments for you
- Reaches customers wherever they are — no new apps or passwords
- Makes payments easy, speedy and efficient
- Empowers you to retain control of your whole payments process
- Keeps customer data safe
Ready to See
Text-to-Pay in Action?
Resources & Insights
Let me know if you have any questions!