As always, we've been hard at work updating and enhancing our Payments Enablement Platform. During the past two quarters, we released many notable items that we wanted to review and share.
Marketplace App Store
NMI has partnered with Kount to bring your merchants Kount Advance Fraud Management, a first-class integration to an industry-leading fraud prevention platform.
Kount utilizes a global database and AI-driven comprehensive fraud screening toolset. Its adaptive AI uses a combination of supervised and unsupervised machine learning to provide real-time risk analysis and fraud assessment.
When customers interact with merchant websites or mobile apps, data from the interaction is sent to Kount via simple APIs. Kount’s Identity Trust Global Network and advanced AI immediately evaluate the data and generate a safety rating or Omniscore. Omniscore flows through business policy threshold
Recurring Webhooks
We’ve added Recurring Events for webhooks! You can now get webhooks for adding, updating, or canceling/deleting subscriptions and for adding, updating, or deleting plans.
Customer-Present Cloud (formerly ChipDNA Cloud):
Added new functionality to create a more seamless checkout process and allow merchants to more easily gather and store initial transaction details.
APACS Processors
For APACS processors in Europe and the UK we added support for SCA (Strong Cardholder Authentication), including Card on File (CIT and MIT), 3DSv2, and InApp/Digital Wallet transactions enabling better protection against fraud and a smoother transaction flow for online shoppers, leading to less shopping cart abandonment.
3D Secure Version 2 (3DS2): In line with the upcoming mandated changes from the Card Brand Schemes. As a reminder, starting on October 15th, all merchants must be processing 3DSv2.
New Processor Connections
Added additional support for the following processors:
Merchant boarding API: Added a 'status' response variable to the processor onboarding allowing Integrators to see whether a processor is active or pending upon creation.
TSYS: Added EMV Payment Facilitator/Aggregator Support, along with Visa Debt Repayment Program
JCB: Added support for new JCB credit card BIN ranges
First Data Nashville North Processor: Added support for online refunds
Credomatic Web Service Processor - Completed certification on the processor
Elavon EISOP: Added support for the iSelf LE RAM with Payment Device SDKs
Finaro (formerly known as Credorax ePower): Added support for Card on File and 3DSv2
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