Matt Birchler

Product Manager

Matt is a seasoned product manager and designer with ten years of experience building innovative solutions in the payments industry.

Articles by Matt Birchler:

Two business professionals reviewing information on a tablet in an office setting, surrounded by legal and financial icons, representing Visa VAMP fraud and compliance guidance

VAMP: What You Need To Know About Visa’s Acquirer Monitoring Program By Matt Birchler In April 2025, Visa launched two important new programs: the Visa Commercial Enhanced Data Program (CEDP) and the Visa Acquirer Monitoring Program (VAMP). While CEDP only impacts merchants who use Level 2 and Level 3 transaction data, VAMP is critically important to all of your merchants because ... Read More

Image of woman learning about Visa CEDP and what it means for payments providers

Everything You Need To Know About Visa CEDP By Matt Birchler Last updated February 19, 2026. In April 2025, Visa launched two new initiatives: the Visa Commercial Enhanced Data Program (CEDP) and the Visa Acquirer Monitoring Program (VAMP). Each involves important modernizations to legacy programs and includes key changes that both merchants and acquirers... Read More

3 Common Questions About Tokenization and Payments Data Storage By Matt Birchler What’s the difference between standard tokens and network tokens? Who owns the data stored through tokenization? And what are the implications of storing card data directly instead of using tokenization? Customer data protection is a critical part of offering payments, and we’re often asked four... Read More