Why Your Residuals Management Should Be Automated
Residuals — the income on the processing fees earned by payment resellers — make the payments world go round, and managing them is a critical task for independent sales organizations (ISOs), payment facilitators (PayFacs) and other industry professionals. Traditionally, calculating and managing residuals was a grueling, time-consuming and resource-intensive process. But, automation and technology are now changing things for the better.
How you manage residuals affects everything — from agent...
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Fintech Trends & Insights
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NMI’s perspective on payments industry trends, innovative tech solutions, merchant management and operational best practices.
Why Your Residuals Management Should Be Automated
Residuals — the income on the processing fees earned by payment resellers — make the payments world go round, and managing them is a critical task for independent sales organizations (ISOs), payment facilitators (PayFacs) and other industry professionals. Traditionally, calculating and managing residuals was a grueling, time-consuming and resource-intensive process. But, automation and technology are now changing things for the better.
How you manage residuals affects everything — from agent...
Read More
Fake Merchants, Real Losses: Identity Swap Merchant Fraud Explained
Fraud is a constant threat in payments. Most people tend to focus on buyer-side threats — chargeback abuse, card spinning and stolen credit card payments — that hurt honest merchants. But fraud committed by merchants is just as dangerous, especially for the acquirers who end up responsible for the losses.
In this article, we look at one of the most commonly attempted types of merchant fraud: identity swaps.
Identity swap fraud is where fraudsters try to sign up for a merchant account while...
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Summer 2025 Updates: Visa Rolls Out CEDP and VAMP
April 2025 saw the launch of two new Visa initiatives: the Visa Commercial Enhanced Data Program (CEDP) and the Visa Acquirer Monitoring Program (VAMP). Each involves important modernizations to legacy programs and includes key changes that both merchants and acquirers need to understand.
CEDP is the next evolution of Visa’s Level 2 and Level 3 enhanced data program and impacts reporting and fees for merchants and acquirers handling B2B and B2G transactions. VAMP rolls multiple monitoring p...
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How SaaS Platforms Can Streamline Merchant Account Management
Once your merchants are onboarded, accepting payments, and receiving payouts, there’s one more essential piece of the puzzle: ongoing account management.
Businesses are constantly evolving — merchants may need to update account details, adjust their services, track transactions, request support, or add new hardware. At the same time, you need visibility into their performance and support needs to maintain a seamless experience.
That’s where a well-designed account management portal comes in...
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