Melissa Peirano

Director of Product Management

Melissa Peirano is a dynamic and strategic product leader with over 20 years of experience in the fintech and payments industries. Known for her deep expertise in embedded payments, merchant acquiring and payment gateway technologies, Melissa has consistently delivered innovative solutions that power omnichannel commerce experiences. Her work has enabled ISOs, ISVs and payment professionals to unlock new revenue opportunities and optimize transaction performance across in-store, online, mobile and unattended channels. Melissa’s unique ability to align cross-functional teams, drive scalable product strategy, and anticipate emerging market needs has positioned her as a trusted leader in delivering future-ready payments infrastructure and accelerating fintech innovation.

Articles by Melissa Peirano:

A bakery employee hands a boxed cake to a smiling customer, representing positive in-store shopping experiences. NMI article highlights retail, gifting and payment themes.

2025 Holiday Shopping: Small Merchants vs. Big Platforms By Melissa Peirano The leftover Halloween candy is on sale and Christmas decorations are on every aisle, which can mean only one thing: The holiday shopping season is here again. Like every year, major sales days like Black Friday and Cyber Monday will be make-or-break events for massive retailers and small local b... Read More

Image of a group of people talking about how the reseller model works in the payments industry.

Understanding the Reseller Model: A Complete Guide for Payments Companies By Melissa Peirano The payments industry runs on more than technology and banking licenses — it runs on relationships. Behind every tap, swipe and “payment approved” notification is an entire network of partners working together to make transactions possible. At the center of that network are payment resellers: the... Read More

Fake Merchants, Real Losses: Identity Swap Merchant Fraud Explained By Melissa Peirano Fraud is a constant threat in payments. Most people tend to focus on buyer-side threats — chargeback abuse, card spinning and stolen credit card payments — that hurt honest merchants. But fraud committed by merchants is just as dangerous, especially for the acquirers who end up responsible for th... Read More