Michelle Kosir
Director of Product Marketing
Michelle Bollman Kosir is Head of Product Marketing at NMI, bringing over 15 years of expertise in payments, fintech and B2B SaaS. She specializes in market research, product positioning and go-to-market strategy, ensuring NMI’s solutions resonate with businesses and drive growth. With a track record of launching 120+ products, Michelle thrives on aligning teams, crafting compelling messaging and simplifying complex payment concepts.
Passionate about innovation and collaboration, she helps businesses navigate the evolving fintech landscape. When she’s not shaping product strategy, you’ll find her traveling, exploring new cuisines, or engaging in thought-provoking conversations. Stay tuned for insights on payments, embedded finance and strategies for business success.
Articles by Michelle Kosir:
Embedded Lending 101: How It Helps SMBs Access Working Capital
When your merchants are juggling supplier bills, payroll and plans to grow their business, even one late invoice can throw their cash flow off balance. That can lead to strained supplier relationships, missed opportunities and slower growth. In fact, 75% of small to medium-sized businesses (SMBs...
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Embedded Lending Explained: Faster, Easier Capital for SMBs
Embedded lending is changing the way small businesses access working capital by making it faster, easier and cheaper to apply for loans. It’s also creating new opportunities for frontline payments companies like software-as-a-service (SaaS) platforms and independent sales organizations (ISOs) to ...
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White Labeling SaaS Payments: Reinforcing Your Brand and Establishing Deeper Value
Your brand matters. You put a lot of thought and money into designing and establishing it, and you spend good money promoting it. So, why would you give away brand exposure for nothing?
In the embedded payments world, it’s common for software companies to forfeit payments-side branding to their ...
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How Apple Pay Does More for Your Merchants in 2025
Think back to the last time you used Apple Pay; maybe it was tapping your phone for a morning coffee, or breezing through the checkout at the movies. With hundreds of millions of people relying on it worldwide, Apple Pay isn’t just a convenience anymore — it has become a daily habit. And in 2025,...
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The Benefits of Getting MIDs From Your Payments Technology Partner
Every business accepting direct credit card payments has a merchant account and an associated merchant identification number (MID) — a 15-digit code that identifies them to their acquirer.
Traditionally, a business would receive its merchant account and MID (or MIDs) from a payment service provi...
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Build vs. Buy: Choosing the Best Payments CRM For Your Business
Should you build or buy a customer relationship management (CRM) platform for your payments business? That’s a question you'll likely run into at some point during your company’s growth, especially as the limits of generic CRM systems become more apparent.
Unfortunately, there’s no simple answe...
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NMI Integration Stops Payments Fraud in Its Tracks
Fraud is a huge problem across the payments industry. Merchant losses from fraud hit $38 billion in 2023 and are set to hit $91 billion by 2028. But, with attacks growing more complex, sophisticated and organized each year, very few merchants can stop bad actors on their own.
To help you keep yo...
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Bill Connect: Cheaper, Better Invoice Payments
Proper invoicing can make or break a business, especially in verticals like professional services, medical services, B2B sales and others who rely on invoicing for the bulk of their payments. That’s why seamless, digital invoicing solutions that minimize errors, speed up processing and seamlessl...
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