Vijay Sondhi

Chief Executive Officer

Vijay Sondhi is the Chief Executive Officer of NMI. He is an accomplished fintech executive and investor. Vijay ran Visa’s CyberSource and Authorize.Net businesses, was head of Visa corporate strategy and launched Visa’s flagship One-Market Innovation Center. He served as CFO for three private equity and venture-backed companies spanning a wide variety of fintech solutions, including ERP accounting, point-of-sale systems, hospitality reservations and billing, plus financial document management, where he raised private capital, executed merger and acquisition transactions and oversaw an initial public offering. Vijay’s executive career includes senior roles with Oracle-Micros-Fidelio, OpenText-IXOS and SAP. Vijay earned an MBA from Columbia Business School and a Bachelor of Science degree in computer science from The University of British Columbia. Vijay lives in San Francisco with his wife and two daughters and is passionate about cycling and skiing.

Articles by Vijay Sondhi:

How AI Is Transforming Payments in 2025 By Vijay Sondhi AI is evolving at an unbelievable pace. Just look at what happened in January — DeepSeek R1 dropped, and suddenly, we had a large language model (LLM) that runs on a smartphone and can compete with OpenAI’s models at a fraction of the cost. It’s also open-source. There’s still some debate about... Read More

NMI 2025 Predictions: AI Will Transform Fintech By Vijay Sondhi At the beginning of each year, my Executive Leadership Team puts together a report outlining our predictions for the year ahead. Our 2025 edition is out now, and I’m extremely excited to share my own insights, along with predictions from four more of NMI’s executive thought leaders. This year, ... Read More

NMI's journey to 10 billion transactions

10 Billion Transactions: How NMI Powers the Payments That Shape Our Lives By Vijay Sondhi Every so often, we reach a point in our journey that demands reflection and celebration. Today is one of those moments at NMI. After two decades of powering payments for businesses around the world, we've reached an extraordinary milestone: our 10-billionth transaction. This achievement isn’t j... Read More

Young consumers are driving payments innovations

Young Consumers Are Driving Innovation in Payments: Are You Prepared? By Vijay Sondhi Young consumers are changing the way we pay. Their desire for quick, frictionless digital payments has paved the way for innovative technologies like digital wallets, palm readers, QR payments and checkout-free “Just Walk Out” solutions. In a recent NMI Payment Playbook episode, podcast host Gre... Read More

How cashless economies are reshaping payments

Cashless Payments: The Long-Term Trend Changing Everything By Vijay Sondhi Cash use has been declining for years, but will it ever reach the point where we become an entirely cashless society? I was in Canada recently and was shocked by how many small restaurants didn’t accept cash. Statistics Canada — the country’s national statistical service — found that only half o... Read More