Protect Transactions with
Fraud Defense Suite
acceptance platform is the foundation of everything
that we do. Your merchants and their customers
depend on safe and reliable transactions. Our mission
is to protect those transactions so your merchants can
stay focused on growing their business.
Advanced Security on
Every Transaction
Our robust suite of fraud-prevention solutions inspect transactions and mitigate fraud
—protecting you and your merchants.
Kount Advanced Fraud Prevention
NMI’s fraud-protection solution, Kount, brings AI power to fraud prevention for medium- and large-sized merchants. From the moment Kount is turned on, it protects with no additional work required by the merchant or NMI partner.
See Kount in Action
Big Data Fuels Fraud Protection
Kount’s AI collects and shares data on
fraudulent activity across its entire portfolio.
That’s over 30 billion transactions reviewed
annually, increasing its knowledge base and
honing its fraud detection.-
Real-Time Assessment & Flagging
Transactions are assigned a real-time score
and flagged as “Approved,” “Declined” or
“Needs Review” for fast and easy handling by
merchants. -
Power Up Your Checkout Process
Easily add Kount protection to ecommerce
checkout pages using Collect.js and provide a
fingerprint collector for increased accuracy
and fraud mitigation. -
Set Up Protective Limits to Slow Fraud
Kount enables merchants to set thresholds
around certain transaction variables. This
helps them reduce fraud and other business-
related risks.
Ecommerce Fraud
Prevention
(iSpy Fraud)
Most fraud follows a pattern, so NMI gives ecommerce merchants
the power to set simple rules that will help protect their businesses
with iSpy Fraud. It’s a lower-cost option that keeps businesses safe
from a wide range of fraudulent activities. Transactions that are
outside of the merchant’s defined rules will be declined, while
borderline transactions are flagged for further review.
-
Play by the Rules to Stay Safe
Fraudsters use a variety of tactics to target
specific businesses and industries. With iSpy
Fraud, merchants can set up unique rules and
thresholds to limit the types of fraudulent
activity that threatens them. -
Place Limits on Transactions
Merchants have the flexibility to set daily,
weekly, monthly or yearly rules by both
transaction value and volume. And they can
apply rules to all processors or just specific
providers. -
Tools for Banning Fraudsters
Both blanket and individual bans can stop
fraudulent users from making purchases. And
if a legitimate user gets caught in the ban
system, merchants can easily make exceptions.
Automatic Card Testing Detection
Card testing is a widespread category of fraud where fraudsters
test the validation of stolen card numbers by making small
transactions that are less likely to trigger fraud alerts. Here’s how
we detect and prevent that.
-
Real-Time Detection & Alerts
NMI helps merchants combat this practice
with Automatic Card Testing Detection. Our
algorithm detects fraudulent activity, restricts
the suspect accounts and then sends real-time
alerts to gateway users. -
At-the-Ready Transaction Reviews
Merchants are sent a link to a landing page
where they can review the potential fraud data,
and if they deem the account safe, un-restrict
the account. -
Real Support from Real People
Unlike some of our competitors, at NMI, it’s
easy to get a real support staffer on the phone
to resolve issues. It’s just another way that our
experts help keep our merchants and partners
safe from fraud.
Less Fraud, Higher Acceptance
& Lower Costs
Customer Vault
Safely store customer card information to enable faster, more secure repeat and future transactions. NMI’s tokenization solution, Customer Vault, transforms sensitive payment information into a secure and unique token value, allowing merchants to process subsequent repeat and subscription transactions without having to store—or re-collect and re-enter—customers’ sensitive payment data. Fraud is reduced and acceptance rates rise.
Network Tokens
Boost payment approvals and reduce costs with the power of network tokens. NMI Customer Token Vault delivers all the benefits of tokenization—allowing merchants to repeat transactions securely without needing to store or recollect customer payment data—but with the distinction that tokenization occurs at the card network level. This keeps the tokens relevant even if the primary account number (PAN) on the underlying card has changed due to loss or expiration.