Zero-Friction PayFac
Enablement
Launch & Manage Merchants
Easy White-Labeling
From initial onboarding all the way through to residuals reporting, you’re always in control of your own brand when NMI is your payments partner. Logos, colors, and URLs are all customizable within our solutions.
Instant Onboarding
Businesses come to PayFacs because they want to skip underwriting headaches and long wait times. Our payment acceptance platform lets you deliver on the PayFac promise with instant merchant and platform accounts—created in a single step.
Sub-Merchant Creation
& Management
We collect a few simple data points via our payment gateway and communicate them to your preferred processor in real time. The result? A sub-merchant account that’s created and managed under your master merchant ID automatically.
Modular Sub-Merchant
Accounting Tools
Define your revenue goals and use our tools to meet them. Finely control your relationships by setting individual rates for sub-merchants. Our platform will automatically track the credit card processing and platform fees for each sub-merchant.
Keep Your Offering
on the Cutting Edge
NMI is dedicated to always refining and growing our payment acceptance platform—offering a flexible range of modular services that you won’t need to build in-house. Our PayFac partners and their sub-merchants benefit from that continual investment. We hope that you’ll join them.
Monetize
More Parts
of Your
Relationship
Expand Value-Added Services
Add-on services and extensions like NMI Customer Vault, Text-to-Pay, and NMI Bill Connect bolster your merchant relationships while generating revenue.
Entering New Channels
For payment providers that have traditionally specialized in one or just a few channels,
shifting to an omnichannel strategy will keep merchants happy while potentially increasing payment volume.
Flexible Reporting Tools
for Sub-Merchants
KYC Service & Reporting
Know Your Customer (KYC) requirements are different for the payment facilitator model. Our payment gateway provides all the tools necessary to stay compliant—including comprehensive reporting.
Consolidated Platform Reporting
If you’re also servicing merchants with traditional accounts, our unified underwriting and merchant services CRM tool will still be fully compatible with any traditional merchant accounts onboarded to the platform.
Chargeback Importation & Notification
You and your sub-merchants will be automatically notified of any chargeback activity for fast action and risk assessment.
Reconciliation Reporting
NMI offers automated reconciliation and settlement reporting, making it easier for PayFacs to track net and gross settlements.
Faster, Smarter
Underwriting
It’s time to get up and running quickly. ScanX is our fast, automated underwriting solution. Understand and limit your risk while speeding your path to ROI. Onboard sub-merchants in minutes and decrease merchant abandonment. Strengthen your revenue streams with powerful payment facilitator enablement from NMI.
Learn More About ScanX