Fintech Trends & Insights

Blog

NMI’s perspective on payments industry trends, innovative tech solutions, merchant management and operational best practices. 

Merchant is sat near her computer with colleagues and points to a graph on the screen. Merchant Sign Up Accelerate Onboarding with Payments-Centric CRM Modules By Jaron Ruckman Embedded software-as-a-service (SaaS) payments are the future. For your users, they simplify things by using payments integrated directly into the operational software they already depend on. For you, they represent a way to monetize the payments flowing through your software, turning a cost center into a revenue driver and enabling you to deepen relationships and create stickier customers. But embedded payments are not an “if you build it, they will come” scenario. Your users have no shorta... Read More
Shopper using a mobile phone to browse products in a retail store, representing digital commerce, tokenized payments, and the future of seamless checkout experiences. Payment Trends Prediction: Network Tokens Will Take Center Stage While Agentic Commerce Tests the Industry By Tiffany Johnson It’s that time again! As we start the new year, the NMI Executive Leadership team each lay out their vision for where the payments industry is going. Last time, I predicted that 2025 would be dominated by merchant demand for simpler payment solutions. I still think that’s going to be a major trend in 2026, but this year, I want to focus on a couple of new areas:  The emergence of network tokenization as a foundation for future payments The questions agentic commerce will force us to ans... Read More
Small retail merchant organizing products in a boutique store, representing how embedded lending helps merchants access capital through the platforms they use. Payment Platform Answering 12 Common Questions Your Merchants Have About Embedded Lending By Michelle Kosir & Jaron Ruckman In part one of our series on embedded lending, we took a deep dive into how embedded lending works, the problems it solves, the stakeholders involved and the enormous opportunity it presents frontline payment providers. In part two, we’re looking at some of the common questions surrounding embedded lending, including many of the ones merchants are likely to ask when considering whether or not to accept an embedded loan offer. The topics we’ll cover include: General embedded lending quest... Read More
B2B merchant in a warehouse using a tablet to manage payments and transactions, representing faster funding and improved visibility with commercial card acceptance. Payment Platform More B2B Merchants Should Accept Credit Card Payments — Level 3 Processing Makes It Easier By Melissa Peirano “Credit card fees are too expensive for business transactions.” That’s a commonly held view among business-to-business (B2B) suppliers, and it results in far lower card acceptance in the B2B world than in the business-to-consumer (B2C) world. Worse still, it’s driving a disconnect between suppliers, who want to minimize fees, and their customers, who want the convenience of card payments and the extra benefits they offer, like rewards programs Thanks to Level 2 and Level 3 processing, thoug... Read More
Ready to get started?

Talk to
Our Team

It’s time to unlock your full growth potential, innovate fearlessly and thrive as an organization with the embedded payments solutions we deliver.

Invalid number

By submitting your information, you agree to NMI's Privacy Policy & Terms and Conditions