In an interview with PYMNTS, NMI Chief Strategy Officer Nick Starai, said a number of factors may be leading contactless payments toward a tipping point to go mainstream, which he expects to happen sooner rather than later. What’s taken so long, though?

Contactless payments have yet to achieve critical mass in the U.S., at only about 3 percent of transactions, according to NMI. Nick also explains why the stars are aligning toward a tipping point, as use cases in mass transit and retail settings gather steam.

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