Downloadable materials

Whitepapers

Download helpful industry insights and guides spanning payments, merchant onboarding, unattended solutions and beyond.

Build vs. Buy: Core Considerations for Sourcing Your Payments Systems Build vs. Buy: Core Considerations for Sourcing Your Payments Systems Today’s merchants expect seamless sign-up experiences, powerful tools and payments that work in any situation. For independent sales organizations (ISOs) and software-as-a-service (SaaS) providers offering payments, that means going beyond basic processing to deliver full-service merchant solutions. But when it comes to the tech stack that makes that possible — gateways, onboarding systems, customer relationship management tools, and underwriting solutions — most providers face one crucial q... Read More
Modernizing Merchant Management: How 3 Companies Scaled Smarter With NMI Modernizing Merchant Management: How 3 Companies Scaled Smarter With NMI Merchant onboarding, underwriting and relationship management are core to every payment provider’s success. Unfortunately, most out-of-the-box solutions aren’t built for the complexities of payments, making merchant management unnecessarily time-consuming and inefficient. In this whitepaper, we explore how three organizations — ISVPay, 247Payments and Everyware — modernized their merchant operations by embracing automation, consolidating tools and optimizing approvals. While each company too... Read More
Guide to Network Tokenization for Safer, Smarter and Faster Payments Guide to Network Tokenization for Safer, Smarter and Faster Payments Failed payments, fraud and outdated card data are more than annoyances — they’re revenue killers. Failed transactions cost the global economy over $118 billion each year, and 35% of cardholders say they’ll abandon a purchase after just one decline. To combat these challenges, payment professionals are turning to network tokenization — a smarter, safer way to store and process payment credentials. Network tokens (issued by major card brands like Visa and Mastercard) update automatically, prot... Read More
From Frictionless to Future-Ready: NMI’s Payment Trends & Predictions for 2025 From Frictionless to Future-Ready: NMI’s Payment Trends & Predictions for 2025 Over the past decade, the payments industry has evolved at an unprecedented pace. Just last year, we saw a rise in AI-powered fraud detection, a greater emphasis on embedded payments and a surge in digital wallet use among younger consumers. But what does 2025 have in store? Our latest whitepaper, From Frictionless to Future-Ready: NMI’s Payment Trends & Predictions for 2025, brings together insights from our Executive Leadership Team and exclusive survey data from 1,000 U.S. consumers ... Read More
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