Lisa Lloyd

Senior Product Manager

Lisa is the Senior Product Manager for NMI’s payment gateway, which supports more than 1.2 million active merchants and over $700 billion in annual payments volume. Lisa leads the Payment Gateway strategy for third-party integrations, focusing on new revenue streams and strategic projects to enhance partner experience. One product example is Network Tokenization, improving security and interchange optimization with card brand tokens.

Articles by Lisa Lloyd:

Person uses phone to make a recurring payment

Better SaaS Payments with Recurring Apple Pay and Google Pay Subscriptions By Lisa Lloyd Recurring payments are woven into our everyday life. Streaming platforms renew in the background. Fitness apps bill each month. Cloud software keeps teams running. Utility providers, meal kits, accounting platforms, parking apps, even gaming subscriptions all rely on recurring billing that works ... Read More

Offering Your Merchants Better Ways To Process HSA and FSA Transactions By Lisa Lloyd Health savings accounts (HSAs) are special tax-advantaged savings accounts that allow U.S. taxpayers to pay for eligible health expenses with pre-tax dollars. And with the costs of daily life increasing, it’s no surprise that consumer adoption of HSAs is also on the rise. According to Morningstar... Read More

Two business professionals reviewing information on a tablet in an office setting, surrounded by legal and financial icons, representing Visa VAMP fraud and compliance guidance

VAMP: What You Need To Know About Visa’s Acquirer Monitoring Program By Lisa Lloyd In April 2025, Visa launched two important new programs: the Visa Commercial Enhanced Data Program (CEDP) and the Visa Acquirer Monitoring Program (VAMP). While CEDP only impacts merchants who use Level 2 and Level 3 transaction data, VAMP is critically important to all of your merchants because ... Read More

Image of woman learning about Visa CEDP and what it means for payments providers

Everything You Need To Know About Visa CEDP By Lisa Lloyd In April 2025, Visa launched two new initiatives: the Visa Commercial Enhanced Data Program (CEDP) and the Visa Acquirer Monitoring Program (VAMP). Each involves important modernizations to legacy programs and includes key changes that both merchants and acquirers need to understand. CEDP is the... Read More

Summer 2025 Updates: Visa Rolls Out CEDP and VAMP By Lisa Lloyd Updated June 2025. Scope: APAC/Canada/EU/U.S. See Visa’s VAMP FAQs for region-specific updates April 2025 saw the launch of two new Visa initiatives: the Visa Commercial Enhanced Data Program (CEDP) and the Visa Acquirer Monitoring Program (VAMP). Each involves important modernizations to legacy... Read More

Network Tokens offer Better Security, Higher Approval Rates and Seamless Checkouts

Network Tokens: Better Security, Higher Approval Rates and Seamless Checkouts By Lisa Lloyd As the big card networks crack down on fraud and cyber attacks, we continue to hear two key questions: what is network tokenization and how can it help my merchants? In short, network tokenization is a security solution that replaces a customer’s primary account number (PAN) with a unique, but c... Read More

NMI customer token vault, network tokenization

Network Tokens Make Transactions Safer, Cheaper and More Reliable By Lisa Lloyd If you asked your merchants to name some of their key payments concerns, they might list tighter security, lower costs and a better cardholder experience. Recently, Visa and Mastercard have begun offering network tokens — a product that helps providers check off all three boxes at once, while sig... Read More