Automatically analyze
processor reports
Merchant Central (Formerly IRIS CRM)
Automate
Payouts &
Unlock Growth
With Residuals
Management
Save time, reduce errors and get full visibility into your merchant portfolio. Merchant Central simplifies residual management with automated calculations, centralized reporting and built-in tools for managing agent payouts with accuracy and transparency.
Key Capabilities
Residuals analytics + agent reporting
See portfolio performance, profitability trends and agent earnings in one dashboard.
Transparency
Give teams (and agents) visibility into the “why” behind every number, not just the total.
Faster payouts via ACH
Pay agents securely and quickly without stitching together separate tools.
Dynamic splits and complex payout rules
Support flexible structures like dynamic splits and activation-based payouts.
Fee verification and exception handling
Verify fees, reduce agent disputes and flag anomalies before they become problems.
Streamline Residuals with Confidence
Built for Payment Pros
Residuals calculations often involve reviewing processor reports, reconciling data across systems, and manually calculating agent
payouts. Designed specifically for ISOs, payments providers and banks, Merchant Central automates the most complex parts of the
process, reducing manual work and removing the risk of spreadsheet errors.
Instantly calculate agent
payouts, spits and bonuses
payouts, spits and bonuses
Eliminate human error and
reduce time spent on
manual tasks
reduce time spent on
manual tasks
Provide clear, accurate data
in a centralized dashboard
in a centralized dashboard
Explore Merchant Central
See Merchant Central Residuals In Action
With Our Interactive Demo
Testimonial
I remember being an agent and getting those massive monthly spreadsheets breaking down my residuals. There was no clarity, and verifying anything meant hours of manual work. Merchant Central completely solves that problem. Now I can pay agents on time, every time, down to the penny, and they can see the breakdown themselves, anytime.
Brandon Haile, President and Co-Founder, FLO Business Solutions
Why It Matters
Built for Speed Transparency and Scale
From Manual Reconciliation
to Effortless Accuracy
Merchant Central reduces the time spent calculating and reconciling residuals, improves accuracy, and provides clear insight into operational efficiency and portfolio profitability.
The result: more confidence, fewer disputes and a residuals process that scales with your business.
Merchant Central Time-Saving Calculator
Calculate Your Time Savings With
Merchant Central
Manual merchant onboarding is time consuming and inefficient. Use this calculator to estimate how much
time Merchant Central could save your team by automating onboarding workflows.
Number of new merchants added per year
Without Merchant Central
Residuals reporting typically means manually consolidating multiple processor reports and different agent payout schedules in order to produce accurate downstream reports and calculations. It’s a time-intensive process that leaves plenty of room for error and even more time spent fixing it.
hours/month
Merchant Central
Merchant Central brings residuals into one place, consolidating processor reports, automatically applying agent splits, buy rates, and generating instant payouts. Save dozens of hours each month while bringing clarity, speed and simplicity to the process.
hours/month
hours saved
97%
Saving
Merchant Central Time-Saving Calclulator
Total Time Saved
Without Merchant Central
hours/month without Merchant Central
10
20
40
100
200
hours/month without Merchant Central
With Merchant Central
0.3
0.6
1.2
3
6
hours/month with Merchant Central3%
3%
3%
3%
3%
SavingYour Catalyst for Growth in Embedded Payments