White-Label Merchant
Applications
Capture structured
merchant data through
branded, white-label web
forms that simplify sign-up
and reduce errors.
Merchant Central (Formerly IRIS CRM)
Accelerate
Merchant
Acquisition
With Streamlined
Onboarding
Merchant Central brings together web forms, digital agreements and eSignature to guide merchants through application and onboarding, quickly and securely.
How It Works
From First Click to
Payment Acceptance
-
Merchant Clicks Sign-Up
-
Branded Web Form
Merchants complete a white label, guided digital application embedded in your platform -
Digital Agreements & eSignature
Documents are sent, reviewed, and signed online -
Automated Data Processing
Application data flows directly into Merchant Central -
Underwriting & Approval
Automated tools and structured data accelerate review -
Merchant Activation
Account is boarded and ready to accept payments
Web Forms
Merchant Central web forms enable partners to deliver a modern, white-label platform-style onboarding experience without any complex development effort.
Efficient Merchant
Onboarding
Collect structured application data through an intuitive digital form that reduces friction and improves accuracy.
Flexible Application
Experience
Conditional logic and smart workflows tailor the form experience to each merchant, showing only the information required.
Automated Workflows
Submitted information flows directly into backend onboarding systems, reducing manual data entry and operational effort.
Scalable Onboarding
Handle increasing merchant volumes without adding operational complexity.
Brand Customization
Create a fully white-labeled sign-up experience that aligns with your platform and builds merchant trust.
Seamless Integration
Merchants can save progress and return later, helping reduce abandoned applications, and sent automated reminders to increase completion rates.
Seamless Integration
Use a simple link to launch web forms instantly, or embed them with minimal development effort.
Automated Underwriting
Support
Integrated tools such as ScanX auto approval and TSYS auto boarding help accelerate application review and merchant activation.
Reduce Onboarding Time
Faster Onboarding and
Activation
Speed and convenience are critical in payments. Merchants expect fast approvals and simple sign-up experiences similar to those offered by large payment platforms.
Merchant Central web forms help partners deliver that experience by reducing onboarding time from hours to minutes.
- Minimize manual data entry and human error
- Improve data accuracy with built-in validation
- Accelerate underwriting and approvals
- Enable merchants to begin accepting payments sooner
Electronic Signatures
Close applications faster with integrated eSignature.
Key Capabilities
Merchant Central includes a streamlined eSignature experience that allows merchants and stakeholders to sign onboarding documents quickly from any device.
Digital agreements eliminate paperwork and reduce delays caused by incomplete or manually processed documents.
Sign from Anywhere
Send and complete documents securely from any device, wherever business happens.
Multi-Signer Workflows
Support multiple participants with individual notifications for each signer.
Smart Resend Notifications
Automatically remind only the signers who still need to complete the document.
Branded Signing
Experience
Deliver a seamless, on-brand signing journey within Merchant Central.
Auto-Save Progress
Signers can pause at any time and return later without losing their progress.
Real-Time Document
Preview
View the latest edits and completed signatures as they happen.
Secure, Password-
Protected Signing
Protect documents with password access and automatic cancellation after repeated failed attempts.
How It Works
Merchant Sign-Up and Onboarding at a Glance
Integrated
eSignature
Send, sign, and complete
agreements digitally to
eliminate paperwork and
speed up approvals.
eSignature
Send, sign, and complete
agreements digitally to
eliminate paperwork and
speed up approvals.
Automated
Onboarding Workflows
Route application data
directly to backend systems
for faster processing and
reduced manual effort.
Onboarding Workflows
Route application data
directly to backend systems
for faster processing and
reduced manual effort.
Faster Underwriting
and Activation
Accurate data and
automated tools such as
ScanX help accelerate
approvals so merchants can
begin accepting payments
sooner.
and Activation
Accurate data and
automated tools such as
ScanX help accelerate
approvals so merchants can
begin accepting payments
sooner.
Testimonial
Merchant Central works wonders for us because it’s everything in one. We use it for our lead generation, lead maintenance and sales funnel; we use the built-in SMS marketing, the web forms and the e-signature. Everything flows perfectly, and it’s much more cost-effective than trying to patch together and manage a bunch of different platforms.
Marc Tenore
Faster, Smarter Merchant Onboarding
A Faster Path From
Sign-Up to Payments
Merchant Central simplifies onboarding from the first click to final approval. By combining web forms, automated workflows and eSignature in a single platform, partners can deliver a faster, more reliable onboarding experience while maintaining control over compliance and documentation.
The result is a smoother experience for merchants and a more efficient onboarding process for your team.
Merchant Central Time-Saving Calculator
Calculate Your Time Savings With
Merchant Central
Manual merchant sign-up and onboarding are time consuming and inefficient. Use this calculator to estimate how much time Merchant Central could save your team by automating onboarding workflows.
Number of new merchants added per year
1. Merchant Onboarding
Without Merchant Central
Onboarding merchants often involves re-entering the same data across multiple forms and processor portals. This is incredibly time-consuming and increases the risk of errors that can delay approvals or impact pricing.
hours/month
Merchant Central
Merchant Central automates the process by pulling data directly from digital applications and populating across multiple processor portals in minutes. Save hours of time, reduce costs, minimize human error, and ensure more applications are accepted.
hours/month
hours saved
72%
Saving
2. Signing Applications
Without Merchant Central
Traditional sign-up processes are slow, relying on manual forms, repeated data entry and multiple follow-ups. This slows down the final stage of the process.
hours/month
Merchant Central
Merchant Central uses web forms to capture application data upfront, then carries it through to digital agreements and eSignatures in one workflow. This removes manual steps and reduces the time it takes to get applications completed and signed.
hours/month
hours saved
81%
Saving
Merchant Central Time-Saving Calclulator
Total Time Saved
Without Merchant Central
hours/month without Merchant Central
153
306
612
1530
3060
hours/month without Merchant Central
With Merchant Central
37.3
74.6
149
372.6
745.2
hours/month with Merchant Central24%
24%
24%
24%
24%
SavingWant to see other processes where Merchant Central can save you time?
Your Catalyst for Growth in Embedded Payments