Build vs. Buy Calculator

Build vs. Buy
Assessment Calculator

This is a fast, simple self-assessment that
you can perform to help determine whether building or
buying is right for your business. In each section, you can give your answers using
the tick boxes provided next to each question.
Once all sections are complete, you will be able to calculate your result.

Making the choice: Build vs. Buy

Strongly Disagree Somewhat Disagree Neutral /Unsure Somewhat Agree Strongly Agree

My team has the internal experience necessary to minimize development costs.

I will not need to hire or contract additional staff to complete the project.

Building in-house won’t significantly delay your market entry or cost you opportunities.

I have a clear understanding of the lifetime cost of in-house maintenance and updates.

Development will not require significant resources to be directed away from core work.

I am confident the lifetime cost of building will be lower than buying/licensing off-the-shelf.
Next
Strongly Disagree Somewhat Disagree Neutral /Unsure Somewhat Agree Strongly Agree

The software/feature is highly complex in nature.

The complexity of the system falls well within my team’s capabilities.

The software does not require a significant number of complex external integrations.

The business consequences of bugs or functionality issues are not critical or high-risk.
Next
Strongly Disagree Somewhat Disagree Neutral /Unsure Somewhat Agree Strongly Agree

The software’s feature set is narrow in scope.

The custom features desired are not heavily outweighed by standard/common features.

The software will not need to handle diverse tasks for a diverse user base.
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Strongly Disagree Somewhat Disagree Neutral /Unsure Somewhat Agree Strongly Agree

My internal team has a high degree of payments compliance experience.

The software will not handle, transmit or store payment card information.

I understand PCI DSS compliance requirements and consequences very clearly.

Data privacy regulations are friendly in my jurisdiction.
Next
Strongly Disagree Somewhat Disagree Neutral /Unsure Somewhat Agree Strongly Agree

The system will operate separately from my or my customers’ wider tech stack.

My team can integrate the new software with any other necessary tools without issue.

There are no third-party alternatives designed to work with my existing systems.
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Strongly Disagree Somewhat Disagree Neutral /Unsure Somewhat Agree Strongly Agree

The software will give me a significant strategic/competitive advantage.

The software is novel and not something I or my competitors can access on the market.

If customer-facing, I am confident the market is ready to adopt the product/feature.
Calculate Your Result
Build vs. Buy Calculator

Your Results

Your Overall Score:
You Should Build
If your score is positive, it’s more likely that a build decision will serve your needs. But remember, this simplified framework is only a jumping off point, not a definitive answer.
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Our Team

It’s time to unlock your full growth potential, innovate fearlessly and thrive as an organization with the embedded payments solutions we deliver.

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