Modern Slavery Statement
1. Introduction
Network Merchants Limited (NMI) is committed to preventing acts of modern slavery and human trafficking from occurring within its business and supply chain, and imposes the same high standards on its suppliers. We take our responsibilities very seriously and any form of modern slavery, forced labour or human trafficking will not be tolerated within our operations.
We take appropriate steps to ensure that we respect and maintain the fundamental human rights of those who are working for or with NMI.
This statement is made pursuant to section 54(1) of the Modern Slavery Act and covers the activities of the NMI Group across both the UK and USA for the financial year end 2025.
2. Our Organisation
NMI is a global business, providing ISOs, Fintech Innovators and Technologists the freedom to focus on what they do best, liberating them from restricted payment solutions and giving them access to the latest payment technology. We provide payment solutions internationally across in-store, mobile, online and self-service payments. NMI operates in the UK and USA with offices in Bristol, Chicago, Salt Lake City and New York, employing over 430 people across its offices.
NMI is backed by global private equity firms, Francisco Partners and Great Hill Partner, both of which specialise in investments in technology, specifically payment solutions and FinTech. To find out more about the nature of our business, please visit: https://www.nmi.com/about-us/who-we-are/.
In order to provide our services, we work with a range of suppliers across different industries. We maintain a risk-based approach to supplier management and assess suppliers based on the nature of the services provided and their potential exposure to modern slavery risks. While we do not consider our sector to be inherently high-risk, we recognise that modern slavery risks can exist in any supply chain and remain committed to identifying, assessing and mitigating those risks.
3. NMI’s Policies
As part of our commitment to combating modern slavery, we have implemented the following policies:
- Modern Slavery & Anti-Trafficking Policy: we have an internal policy which covers the fundamental principles outlined in the Modern Slavery Act 2015, sets out how our staff can identify key signs of modern slavery and trafficking, as well as explaining how our employees should deal with a situation where they think someone is at risk.
- Procurement Process: as part of our appointment of suppliers, we undertake a risk assessment of the organisation and ask each company to complete a questionnaire which helps us to identify potential risks of modern slavery or human trafficking within their organisation. This is managed through a risk-based approach in light of the services we’re procuring. We ask all companies we work with to adopt the same standards that we apply to our business. We also include anti-slavery clauses in our contracts with our customers and supply chain.
- Recruitment: We operate a fair and transparent recruitment process which is detailed in both our staff handbook and, for these purposes, specific detail about recruitment is included in our Modern Slavery & Anti-Trafficking Policy. This applies whether we recruit staff ourselves or whether we use outside agencies.
- Whistleblowing Policy: we encourage an open culture across all levels of our business and we believe that effective and honest communication is essential if malpractice is to be effectively dealt with. Our staff handbook sets out the process for reporting and we encourage all members of staff to raise any concerns they may have, including those relating to modern slavery or human trafficking.
The above policies are available to our staff and closely managed by the senior management team.
We also communicate our expectations to suppliers and require adherence to equivalent ethical standards.
4. Due Diligence
As part of our efforts to monitor and reduce the risk of slavery and human trafficking occurring within our supply chains, we have adopted due diligence procedures designed to:
- establish and assess areas of potential risk in our business and supply chains;
- monitor potential risk areas in our business and supply chains;
- reduce the risk of slavery and human trafficking occurring in our business and supply chains;
- provide adequate protection for whistleblowers.
We conduct due diligence on suppliers during onboarding and periodically thereafter, proportionate to the level of risk identified.
5. Risk and Compliance
We regularly evaluate the nature and extent of its exposure to the risk of modern slavery occurring in our supply chain by proactively managing those who we work with. We apply a risk-based approach to supplier assessment and monitoring, taking into account geographic, sector and service-related risks.
We do not tolerate slavery and human trafficking within our supply chains and if we find evidence of a failure to comply with our policies we will immediately seek to terminate our relationship with the relevant supplier.
6. Training
We invest in educating our staff to recognise the risks of modern slavery and human trafficking in our business and supply chains. Employees are encouraged to identify and report any potential breaches of our anti-slavery and human trafficking policy. Employees are taught the benefits of stringent measures to tackle slavery and human trafficking, as well as the consequences of failing to eradicate slavery and human trafficking from our business and supply chains.
Relevant employees receive periodic training on modern slavery risks, and this training is reviewed and updated as necessary.
7. Next Steps
Following our review of our actions this financial year to prevent slavery or human trafficking from occurring in our business or supply chains, we will continue to monitor our policies and consider developments to our due diligence and risk assessment procedures to help tackle slavery and human trafficking. We recognise that this is an ongoing obligation which continues to apply to NMI and requires a continuing commitment.
.
This statement was approved by the Board of Directors of NMI and signed on its behalf by:
Name: Scott Hart
Title: Chief Financial Officer
Date: April 2026
GDPR
GDPR is the new EU data protection regulation which replaces the existing law and will apply across Europe from 25 May 2018. It strengthens individuals data protection rights and is designed to create a culture of good data protection across all organizations. Accountability and evidencing good data protection on an ongoing basis are key cornerstones of the GDPR.
Why is NMI concerned about GDPR?
The GDPR applies to any organizations that provide goods or services to European residents and therefore as we provide our services globally it is important for us to comply with GDPR.
GDPR Preparations
At NMI, our GDPR compliance is a priority for the business. The obligations created by GDPR create a standard that puts data protection at the forefront of our global business activities and it is something that we feel passionate about.
We have implemented a data protection programme with key stakeholders from our offices in the US, Europe and beyond. This programme is designed to consolidate our global approach to good data protection and to identify and mitigate any risk to the personal data, that we are responsible for. This project team is being driven by senior management with assistance from external advisors.
Accountability is at the forefront of this programme with ongoing processes being developed to ensure that we are able to evidence our good data protection.
We have been undertaking a programme of work to assess our readiness for the GDPR. This has involved mapping our data flows globally and understanding where data is shared, stored and accessed.
We are working to increase awareness at all levels within NMI to embed a culture of good data protection across the business.
Cookie Policy
NMI’s Site uses cookies to distinguish you from other users of our Site. This Cookie Policy (“Cookie Policy”) which is incorporated by reference into our Privacy Policy, helps us to provide you with the best experience when you browse our Site and also allows us to improve our Site (as defined in our Privacy Policy).
Privacy Policy
Version as of: 24 March 2026
1. What does this Policy cover
Network Merchants, LLC and all its subsidiaries and Affiliates (herewith referred to as NMI, we, our or us) are committed to protecting and respecting your privacy.
Depending on the activity when collecting the data specified in this Privacy Policy (Policy), we, NMI, are both the data controllers and data processors.
NMI is a data processor where it is providing the Service (as defined below)
This Policy has been produced in line with the UK General Data Protection Regulation and the Data Protection Act 2018 (UK Privacy Laws), the EU General Data Protection Regulation (EU GDPR), applicable U.S. federal privacy laws, the California Consumer Privacy Act (CCPA) and California Privacy Rights Act (CPRA), and Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA), as well as other applicable consumer privacy laws of relevant jurisdictions.
This Policy covers all aspects of NMI’s business, including and not limited to:
- the use of our website including any related blogs, domains, mobile applications, mobile sites, online services and applications that we maintain (collectively, the “Website”).
- the Services NMI provides and the linked Affiliates:
TABLE 1:
|
Affiliate: (of any party means any person or entity that controls, is controlled by, or is under common control with, such party) |
Service: (means the services provided by NMI under a contractual agreement between you and NMI) |
|
Network Merchants, LLC |
Omni |
|
Network Merchants, Ltd. |
CardEase (or any gateway offered in the UK) |
|
GOR Corporation |
USAePay |
|
Agreement Express Inc. |
Merchant Relationship Management (Agreement Express) |
|
Anovia Payments, LLC |
Payments |
|
Integrated Reporting Is Simple, LLC |
Merchant Relationship Management (IRIS CRM) |
This Policy sets out the basis on how we process any personal data we collect from you, or that you provide to us. Please read the following Policy carefully to understand our views and practices regarding your personal data and how we will treat it.
This Website is not intended for children, and NMI does not knowingly collect data relating to children.
It is important that you read this Policy together with any other privacy notice or fair processing notice we may provide on specific occasions, when we are collecting or processing personal data about you so that you are fully aware of how and why we are using your data. This privacy notice supplements the other notices and is not intended to override them.
Depending on the context, “you” will mean either the merchant, partner, end user, or a visitor to this website or our services – whichever is applicable:
- Merchant: as defined within your agreement with NMI
- Partner: as defined within your agreement with NMI
- Other end users: When you directly use an end user service for your personal or business use
- Visitor: When you visit the Website without being logged into a NMI account or otherwise communicating with NMI (e.g. you send NMI a message asking for more information because you are considering being a user of our products).
Third party links
The Website may include links to third-party websites, plug-ins and applications. Clicking on those links or enabling those connections may allow third parties to collect or share data about you. We do not control these third-party websites and are not responsible for their privacy statements. When you leave the Website, we encourage you to read the privacy notice of every website you visit.
Cookies
The Website uses cookies to distinguish you from other users of our Website. This helps us to provide you with a good experience when you browse the Website, facilitate interactions with customer portals, and allows us to improve our site. For more information on the cookies we use and their purpose, please refer to our Cookie Policy.
2. Information We May Collect From You
Personal data, or personal information, means any information about an individual from which that person can be identified. It does not include data where the identity has been removed (anonymous data).
We may collect, use, store and transfer different kinds of personal data about you which we have grouped together as follows
TABLE 2:
|
Category |
Description of category, including but not limited to: |
|
Identity Data |
a) first name b) last name c) username or similar identifier d) marital status e) title f) date of birth g) social security number or similar government issued identification number h) gender |
|
Contact Data |
a) address (billing, shipping, etc.) b) email address c) telephone numbers |
|
Financial Data |
a) bank account details b) tax ID FEIN or equivalent c) payment card details d) credit check information |
|
Transaction Data |
a) details about payments to and from you b) other details of products and services you have purchased |
|
Technical Data |
a) includes Internet Protocol (IP) address b) your login data c) browser type and version d) time zone setting and location e) browser plug-in types and versions f) operating system and platform g) other technology on the devices you use to access the Website. |
|
Profile Data |
a) your username and password b) purchases or orders made by you c) your interests d) Preferences e) Feedback f) any provided images, and survey responses |
|
Usage Data |
a) information about how you use the Website b) How you use products c) How you use services |
|
Marketing and Communications Data |
a) your preferences in receiving marketing notifications from us b) Your preference in receiving marketing information from our third parties c) your overall communication preferences |
We also collect, use, and share aggregated data, such as statistical or demographic data, for any NMI business purposes. Aggregated data may be derived from your personal data but is not considered personal data by law as this data does not directly or indirectly reveal your identity. For example, we may aggregate your Usage Data to calculate the percentage of users accessing specific features of the Website. However, if we combine or connect aggregated data with your personal data so that it can directly or indirectly identify you, we treat the combined data as personal data which will be used in accordance with this privacy notice.
We do not knowingly collect any special categories of Personal Data about you, including details about your race or ethnicity, religious or philosophical beliefs, sex life, sexual orientation, political opinions, trade union membership, information about your health, and genetic or biometric data. Nor do we collect any information about criminal convictions and offenses.
How is your personal data collected?
We may use different methods to collect and process data from and about you, this includes as is not limited to:
- Direct interactions
- Information that you provide us. This includes information provided when filling in forms on our Website, placing an order for Services, applying for a vacancy to work at NMI, and, if applicable, at the time of registering to use the Website, subscribing to our services, posting material, or requesting further services. We may also ask you for information when you report a problem with the Website. “Services” means the goods and services provided by or through the Website and broken down in Table 1 above.
- If you contact us, we may keep a record of that correspondence.
- If you phone us, we may record the phone call and keep a record of the recording.
- We may also ask you to complete surveys that we use for research purposes, although you are not required to respond to them.
- Merchant physical device integrations or online integrated payment systems
- As part of NMI’s Service – we integrate with Merchant physical devices, or integrate with online applications to receive payments. All information provided to enable the payment is thus processed by NMI accordingly.
- Automated technologies or interactions
- As you interact with the Website, we may automatically collect technical data about your equipment, browsing actions, and patterns. We collect this personal data by using cookies, server and network security device logs, and other similar technologies.
- Utilization of the Website, including NMI’s payment gateway service and its other Services, will retain details regarding specific transactions.
- Business partners and Affiliates
- At times, we may receive information on your behalf from an authorized NMI partner or Affiliate who provides goods or services to you.
- Third parties or publicly available sources
- We may receive personal data about you from various third parties [and public sources] as set out below:
- Technical data from the following parties:
- Analytics providers (i.e., Google)
- Managed security service providers
- Identity and contact data from the following parties:
- Sales/marketing insight providers (i.e., Salesforce)
- Marketing/sales/product convention providers
- Publicly available data identified through search engines
- Background checks for potential Partners/ Merchants:
- Credit reference agencies (Experian)
- Verification agencies (LexisNexis, LSEG, Giact)
- Technical data from the following parties:
- We may receive personal data about you from various third parties [and public sources] as set out below:
Do Not Track
We may not recognize all web browser based “Do Not Track” signals. However, you may be able to modify your internet-enabled device’s web browser settings to block all cookies or third-party cookies.
3. Data Security
We have put in place appropriate security measures designed to protect your personal data from being accidentally lost, misused, accessed, altered, or disclosed in an unauthorized way. As a portion of this security, we limit access to your personal data by only those employees, agents, contractors, and other third parties who have a business need to know. They will only process your personal data on our instructions and are subject to a duty of confidentiality.
Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our site; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorized access.
4. Where We Store Your Personal Data
The data that we collect from you is stored as per below:
TABLE 3:
|
Affiliate: |
Location |
|
Network Merchants, LLC |
USA |
|
Network Merchants, Ltd. |
USA, UK, Netherlands |
|
GOR Corporation |
USA |
|
Agreement Express Inc. |
Canada and USA |
|
Anovia Payments, LLC |
USA |
|
Integrated Reporting Is Simple, LLC |
USA |
Your data may be transferred to, processed, and stored at a destination outside these destinations, by staff operating outside of these locations who work for us or for one of our partners. Such staff may be engaged in, among other things, in the fulfillment of an agreement, the processing of your payment details, or the provision of support services.
Whenever we transfer your personal data out to a remote staff or partner, we contractually require, or we ensure a similar degree of protection of your personal data be implemented to protect it from unauthorized use or access.
5. Purpose of Processing Personal Information
In general, we use the information we collect primarily to provide, maintain, protect, and improve our current products and services, including the development of new offerings. We use personal information collected through our Sites and Application(s) as described below and described elsewhere in this Policy.
We have set out below, in a table format, a description of all the ways we plan to use your personal data, and which of the legal bases we rely on to do so. We have also identified what our legitimate interests are where appropriate.
Note that we may process your personal data for more than one lawful ground, depending on the specific purpose for which we are using your data. Please contact us (dpo@nmi.com) if you need details about the specific legal ground we are relying on to process your personal data where more than one ground has been set out in the “Lawful Basis” section of the table below:
TABLE 4:
|
CATEGORY OF PERSONAL INFORMATION (categories are defined in Section 1 above) |
PURPOSE/ACTIVITY |
LAWFUL BASIS/ LEGAL BASES |
|
(a) Identity (b) Contact |
To facilitate the creation and security of your account |
Performance of a contract with you |
|
(a) Identity (b) Contact (c) Financial (d) Transaction (e) Marketing & Communications |
To process and deliver your services, including: (a) Manage payments, fees, and charges (b) Collect and recover money owed to us (c) Create required accounts on your behalf |
(a) Performance of a contract with you (b) Necessary for our legitimate interests (to recover debts due to us) |
|
(a) Identity (b) Contact (c) Profile (d) Transaction (e) Technical (f) Usage (g) Marketing & Communications |
To manage our relationship with you which will include: (a) Notifying you about changes to our terms or our Policy (b) Asking you to leave comments (c) Respond to your comments or questions and for our Support team to provide service (d) Send you related information, including confirmations, invoices, technical notices, updates, security alerts, and support and administrative messages |
(a) Performance of a contract with you (b) Necessary to comply with a legal obligation (c) Necessary for our legitimate interests (to keep our records updated and to study how customers use our products/services) |
|
(a) Identity (b) Contact (c) Marketing & Communications |
To maintain a marketing database and send electronic marketing to you where we consider such marketing relevant to you and where we are satisfied that we have a legitimate interest in doing so |
Necessary for our legitimate interests (to allow us to maintain current contact details and to market our products to individuals who have expressed or are likely to have an interest in those products) |
|
(a) Identity (b) Contact (c) Profile (d) Usage (e) Marketing & Communications |
To enable you to partake in a survey |
(a) Consent as survey are optional (b) Necessary for our legitimate interests (to study how customers use our products/services, to develop them, and grow our business) |
|
(a) Identity (b) Contact (c) Technical (d) Transaction |
To administer and protect our business, services, and this Website, including: (a) Troubleshooting (b) Data Analysis (c) Testing (d) System Maintenance (e) Support (f) Reporting (g) Hosting of Data (h) Identification of you as a user on our system(s) |
(a) Necessary for our legitimate interests (for running our business, execution of administration and IT services, network security, to prevent fraud, unauthorized, or illegal activity, and in the context of a business reorganization or group restructuring exercise) (b) Necessary to comply with a legal obligation (c) Performance of a contract with you |
|
(a) Identity (b) Contact (c) Profile (d) Usage (e) Marketing & Communications (f) Technical |
To deliver relevant website content and advertisements to you and measure or understand the effectiveness of the advertising we serve to you |
Necessary for our legitimate interests (to study how customers use our products/services, to develop them, to grow our business and to inform our marketing strategy) |
|
(a) Technical (b) Usage |
To use data analytics to improve the Website, products/services, marketing, customer relationships, and experiences |
Necessary for our legitimate interests (to keep the Website updated and relevant, to develop our business, and to inform our marketing strategy) |
|
(a) Identity (b) Contact (c) Technical (d) Usage (e) Profile (f) Marketing and Communications |
To make suggestions and recommendations to you about goods or services that may be of interest to you |
(a) Consent (b) Necessary for our legitimate interests (to develop our products/services and grow our business) |
When we process data based on your consent, you have the right to withdraw your consent at any time without affecting the lawfulness of processing based on such consent before the consent is withdrawn.
Marketing usage
We strive to provide you with choices regarding certain personal data uses, particularly around marketing and advertising.
We may use your personal data to assist in improving, developing and marketing NMI’s services and products. We may also use your personal data to assist in developing new products and services. We may use your personal data to assist in improving and developing our IT platform, network, product and service security, support capabilities, and the organization as a whole. We will contract with and provide third-party sources’ Identity, Contact, Usage, Profile, and Marketing and Communications data types.
In a business-to-business market, this profile helps us improve our marketing and sales efforts to be more relevant to you and to create a more personalized, improved experience.
Personal information in relation to marketing will not be shared with any third parties.
If you provide us with your mobile phone number and consent to receive SMS messages, we may use this information to send you updates, information, and other communications related to your business relationship. Message frequency may vary. Messages are intended for business-related updates, though we may also provide information about our services or offerings in the future. Message and data rates may apply. You may opt out of SMS messages at any time by replying STOP to a message you receive. Reply HELP for more information. SMS communications are only available to US-based partners and users. We retain SMS communication data as necessary to provide this service and to comply with our legal obligations. You may request access to or deletion of your SMS-related data by using the contact information below.
Phone calls
In some situations, we may record and/or transcribe voice or video calls we have with you. At the start of the call, we disclose the fact that a call is being recorded and, unless we are legally required to record the call, will ask for your consent to record the call and/or offer you the option to decline the call being recorded. We may use third-party systems to record and/or transcribe calls. In some cases, transcripts are generated by AI tools.
The call recordings will be processed for the purposes stated at the start of the call, typically for quality and training purposes, and in accordance with the policy. We enable you to exercise your rights as a data subject under applicable law with respect to these recordings as set out below. In the event that you request a copy of the recording, NMI may provide you with a redacted copy of the recording, or a (redacted) transcript of the recording, where appropriate, and as permitted under applicable law.
User feedback
We often request and receive feedback and comments from you who have had positive experiences with our services and may post user feedback on our website from time to time. If we choose to post your feedback, we will obtain your consent prior to posting your information (corporate or personal) with your feedback.
6. Data Retention
There are certain reasons why we keep some of your data. How long we keep your personal data depends upon the type of data we hold and the purpose(s) for which it was collected and processed. We may hold some of your data with third parties, but where we do, we ensure these third parties also only keep the data only for as long as necessary and adhere to our retention policies.
We retain your personal data for as long as we continue to provide the Services to you, or for a period in which we reasonably foresee continuing to provide the Services. Even after we stop providing Services directly to you, we may continue to retain your Personal Data to:
- Comply with our legal and regulatory obligations;
- Enable fraud monitoring, detection, and prevention activities; and
- Comply with our tax, accounting, and financial reporting obligations, including when such retention is required by our contractual agreements with our Financial Partners (and where data retention is mandated by the payment methods you’ve used).
In cases where we keep your personal data, we do so in accordance with any limitation periods and record retention obligations imposed by applicable law.
7. International data transfers
We may transfer your Personal Information to countries other than your own country, including to the United States. These countries may have data protection rules that are different from your country. When transferring data across borders, we take measures to comply with applicable data protection laws related to such transfer. In certain situations, we may be required to disclose Personal Information in response to lawful requests from officials (such as law enforcement or security authorities, as discussed above).
Where applicable law requires a data transfer mechanism, we use one or more of the following:
- Transfers to certain countries or recipients that are recognised as having an adequate level of protection for Personal Data under applicable law.
- EU Standard Contractual Clauses approved by the European Commission and the UK International Data Transfer Addendum issued by the Information Commissioner’s Office. You can obtain a copy of the relevant Standard Contractual Clauses.
- or other legal methods available to us under applicable law.
8. Disclosure of Your Personal Information (who we share your data with)
As a course of business and for reasons stated in this Policy, we may disclose your personal information to any member of our group, which means our subsidiaries, business partners, service providers, sub-processors, shareholders, investors, and Affiliates. As a necessity, we may disclose your personal information to third parties:
- In the event we sell or buy any business or assets, in which case we may disclose your personal data to the prospective seller or buyer of such business or assets.
- If NMI or substantially all of its assets are acquired by a third party, in which case personal data held by it about its customers will be one of the transferred assets.
- If we are under a duty to disclose or share your personal data in order to comply with any legal obligation or other agreements; or to protect the rights, property, or safety of NMI, our customers, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.
- Where necessary for the purposes of preventing or detecting crime, we may share your personal data about you to the following third parties, including and not limited to:
- Court
- Police
- Federal agents
- Excluding Google & Microsoft data, NMI may use aggregated and/or anonymized data to compile statistics and may distribute those anonymized statistics to third parties. NMI may also use data to offer you additional features within the services or services of third parties that NMI believes are compatible with your interests.
Third parties that we may disclose data to both inside and outside the United States and the EU include:
- Acquiring Banks
- Payment Processors
- Fraud Detection Providers
- Additional Authentication Providers (i.e., Visa 3DSecure, MasterCard Securecode Providers, etc…)
- Project Management and Productivity Providers
- Sales, Marketing, and Marketing Analytics
We use the services of data processes acting on our behalf, some may store your personal information outside the European Economic Area, where we have appropriate safeguards in p;ace that are required by data protection laws.
9. Your individual rights
Your Privacy Rights Related to Marketing
Your privacy rights include, but are not limited to, having the right to request NMI to not process your personal data for marketing purposes. We will usually inform you (prior to collecting your data) if we intend to use your data for such purposes or if we intend to disclose your information to any third party for such purposes. You can exercise this right at any time by contacting us at dpo@nmi.com.
Our Website may, from time to time, contain links to and from the websites of our partner networks, advertisers, and affiliates. If you follow a link to any of these websites, please note that these websites have their own privacy policies and that we do not accept any responsibility or liability for these policies. Please check these policies before you submit any personal data to these websites.
Your Data Protection Rights
Depending on your location, and subject to applicable law, you may have the following rights with regards to the Personal Information we process about you
- Right to be Informed: You have the right to be provided with clear and concise information about what we do with your personal data.
- Right to Access: Request access to your personal data (commonly known as a “data subject access request”). This enables you to receive a copy of the personal data we hold about you and to check that we are lawfully processing it.
- Right to Request Correction of Your Personal Information: Request correction of the personal data that we hold about you. This enables you to have any incomplete or inaccurate data we hold about you corrected, though we may need to verify the accuracy of the new data you provide to us.
- Right to Request Deletion of Your Personal Information: Request erasure of your personal data. This enables you to ask us to delete or remove personal data where there is no good reason for us continuing to process it. You also have the right to ask us to delete or remove your personal data where you have successfully exercised your right to object to processing (see below), where we may have processed your information unlawfully or where we are required to erase your personal data to comply with local law. Note, however, that we may not always be able to comply with your request of erasure for specific legal reasons which will be notified to you, if applicable, at the time of your request.
- Right to Opt-out of Processing: Object to processing of your personal data where we are relying on a legitimate interest (or those of a third party) and there is something about your particular situation which makes you want to object to processing on this ground as you feel it impacts on your fundamental rights and freedoms. You also have the right to object where we are processing your personal data for direct marketing purposes. In some cases, we may demonstrate that we have compelling legitimate grounds to process your information which override your rights and freedoms.
- Right to Impose Restrictions on the Processing of Your Personal Data: Request restriction of processing of your personal data. This enables you to ask us to suspend the processing of your personal data in the following scenarios:
- If you want us to establish the data’s accuracy;
- Where our use of the data is unlawful, but you do not want us to erase it;
- Where you need us to hold the data even if we no longer require it as you need it to establish, exercise, or defend legal claims; or
- You have objected to our use of your data, but we need to verify whether we have overriding legitimate grounds to use it.
- Right to Data Portability: Request the transfer of your personal data to you or to a third party. We will provide to you, or a third party you have chosen, your personal data in a structured, commonly used, machine-readable format. Note that this right only applies to automated information which you initially provided consent for us to use or where we used the information to perform a contract with you.
- Withdrawal of Consent: Withdraw consent at any time where we are relying on consent to process your personal data. However, this will not affect the lawfulness of any processing carried out before you withdraw your consent. If you withdraw your consent, we may not be able to provide certain products or services to you. We will advise you if this is the case at the time you withdraw your consent.
- Right to Opt-out of Sharing for Cross-Context Behavioral Advertising: You may request to opt out of the sharing of your personal data for purposes of cross-context behavioral advertising.
- Right to Appeal: You have the right to appeal our denial of your request(s).
- Right to Export your Personal Data that we hold to another company, where technically feasible.
- The right not to be discriminated against for exercising these rights.
You may have additional rights regarding your Personal Data under applicable law. For example, see Section 8 below.
If you wish to exercise any of the rights set out above, please contact us as outlined in section “12. Contact”.
10. Cross-Border Data Transfer
Personal data voluntarily submitted to us online, via electronic communication, or otherwise, may be maintained or accessed in servers or files in the United States, which the European Union and UK have not deemed to provide “adequate” privacy protection. If you do not consent to having your personal data processed and stored in the United States, please do not provide it to us on the Website or through any other means.
How do the SCCs and UK Addendum impact my organization?
SCCs are legal contracts entered into between parties that are transferring EEA Personal Data outside of the EEA. NMI may rely on the SCCs for transfers of EEA data in our services. We have updated our Data Processing Addendum and agreements to incorporate the SCCs (where applicable).
How to get a copy of the SCCs or UK Addendum?
You can review our Data Processing Addendum which includes the latest data transfer mechanisms, including the SCCs and the UK addendum.
We may request specific information from you to help us confirm your identity and process your request. Applicable law may require or permit us to decline your request. If we decline your request, we will tell you why, subject to legal restrictions.
If you are concerned about our processing of your data or if you have a privacy related query not answered by this Policy, please contact our Privacy Team using the contact details below. You also have the right to lodge a complaint with the Information Commissioner’s Office (ICO). For further information, please refer to the ICO website, www.ico.org.uk.
Specific rights related to Jurisdiction
- Australia: If you are an Australian resident, and you are dissatisfied with our handling of any complaint you raise under this Policy, you may wish to contact the Office of the Australian Information Commissioner.
- South Africa: As used in this Policy, “applicable law” includes the Protection of Personal Information Act (POPIA).
- Canada: As used in this Policy, “applicable law” includes the Federal Personal Information Protection and Electronic Documents Act (PIPEDA) and “Personal Data” includes “personal information” as defined under PIPEDA. NMI’s Data Protection Officer is in charge of personal information, you may contact them at dpo@nmi.com. When NMI collects personal data belonging to Canadian (including Quebec) residents, it transfers that data to data centers in the United States. When NMI relies on service providers to process personal data as described herein, those service providers may also be located outside of Canada or Quebec. You have the right to request access or rectification of the personal data NMIholds related to you or to withdraw any consent given to the processing of such personal data. You may exercise those rights by contacting NMI’s DPO at dpo@nmi.com.
- EEA and UK: To exercise your rights, you may contact our DPO. If you are a resident of the EEA and you believe our processing of your information is not in line with the General Data Protection Regulation (GDPR), you may direct your questions or complaints to the Irish Data Protection Commission. If you are a resident of the UK, you may direct your questions or concerns to the UK Information Commissioner’s Office.
EU: European Data Protection Board members page.
- United States: If you are a consumer located in the United States (“US”), we process your personal information in accordance with US federal and state privacy laws. Stripe uses cookies, including advertising cookies, as described in our Cookie Policy.
- Your Rights and Choices. As a US consumer and subject to certain limitations under US privacy laws, you may have choices regarding our use and disclosure of your Personal Data. In addition to the above rights, you may also have the rights listed in this section.
- Exercising the right to know: You have a right to request additional information about the categories of personal information collected, sold, disclosed, or shared; purposes for which this personal information was collected, sold, or shared; categories of sources of personal information; and categories of third parties with whom we disclosed or shared this personal information.
- Exercising the right to opt-out from a sale or sharing: We do not transfer your personal data to third parties in exchange for payment. However, as noted above, we may provide the data to third party partners, such as advertising partners, analytics providers, and social networks, who assist us in advertising our products and Services to you.
- Exercising the right to limit the use or sharing of Sensitive Personal Information: We do not sell or share (for behavioral advertising) Sensitive Personal Information as defined by US privacy laws and have not done so in the past 12 months. Learn more about our collection and use of Sensitive Personal Information over the last 12 months below.
- Profiling with legal or similarly significant effects: In the event that we engage in profiling or automated decision making for which applicable law entitles you to an opt out we will provide you with notice of how to exercise that opt-out right.
Appeal: If you wish to appeal any of our decisions regarding a rights request under US privacy laws, you may do so by contacting NMI’s Data Protection Officer (“DPO”) at dpo@nmi.com.
To submit a request to exercise any of the rights described above, please contact us using the methods described in the Contact Us section below. Please note that rights under some U.S. state laws do not apply to personal data we collect, process, and disclose when you act as a consumer to obtain financial products or services from NMI for personal, family, or household purposes. The federal Gramm-Leach Bliley Act may govern how NMI shares and protects that data instead.
You may designate, in writing or through a power of attorney, an authorized agent to make requests on your behalf to exercise your rights under the CCPA and other applicable US privacy laws. Your agent may submit a request on your behalf by contacting us using the methods described in the Contact Us section below. We may still require you to directly verify your identity and confirm that you gave the authorized agent permission to submit the request.
Global Privacy Control signals. Stripe honors the Global Privacy Control (GPC) opt-out preference signals.
TABLE 5:
|
Sensitive Personal Information Categories |
Purpose |
|
Identification documents, including driver’s license, passport, and social security (including any underlying sensitive information in the identity card, such as racial or ethnic origin) |
Identity verification, fraud prevention and security, to provide our services, and to comply with legal obligations. |
|
Biometric information |
Identity verification, fraud prevention and security, and for other purposes consistent with your consent and applicable law, such as to improve our verification systems. |
|
Location Data |
Fraud detection and security, to comply with law, and to provide our services |
|
Account log-in, financial account in combination with any required security access code, password, or credentials allowing access to an account |
To provide our services, comply with law, enforce our terms of services, and for other purposes consistent with your consent and applicable law. |
No fee typically required
You will not have to pay a fee to access your personal data (or to exercise any of the other rights). However, we may charge a reasonable fee if your request is clearly unfounded, repetitive, excessive, or not provided for within your legal rights. Alternatively, we may refuse to comply with your request in these circumstances.
What we may need from you
When exercising your rights or when exercising rights on behalf of someone-else related to personal data, we may need to request specific information from you to help us confirm your identity and validate your right to access your personal data (or to exercise any of your other rights). This is a security measure to ensure that personal data is not disclosed to any person who has no right to receive it. We may also contact you to ask you for further information in relation to your request to speed up our response.
Time limit to respond
We try to respond to all legitimate requests within 30 days. Occasionally it may take us longer than a month if your request is particularly complex or you have made several requests. In this case, we will notify you and keep you updated on the progress of your request(s).
11. Changes to Our Policy and Your Duty to Inform Us of Changes
We may change this policy from time to time to reflect new services, changes in our privacy practices or relevant laws. The “Last updated” legend at the top of this policy indicates when this policy was last materially revised. Any changes are effective the latter of when we post the revised policy on the Services or otherwise provide notice of the update as required by law.
12. Contact
General communications
Questions, comments, and requests regarding this Policy are welcomed and should be addressed to:
Network Merchants, LLC
Email: support@nmi.com
Data protection office
NMI has a Data Protection Office (DPO) responsible for matters relating to privacy and data protection. Please use this contact for any requests to exercise your rights under this Policy. Our DPO can be reached at the following contact information:
Network Merchants, LLC
Email: dpo@nmi.com
We have appointed IT Governance Europe Limited to act as our EU Representative. They can be reached out to at eurep@itgovernance.eu or post your request or query to: EU Representative, IT Governance Europe, The Mill Enterprise Hub, Stagreenan, Drogheda, Co. Louth, A92 CD3D, Ireland.
When contacting our Representative please ensure you include our company name in any correspondence.
Escalation
All residents of the United States and any other country, province, state, municipality, or other location with specific privacy regulations have the right to make a complaint at any time to their local/federal supervisory authority for data protection issues.
If you are a European Union or United Kingdom resident, you may make a complaint regarding the use of your personal information to your local data protection regulator. You can find your data protection regulator here:
We would, however, appreciate the chance to address your concerns before you approach these authorities, so please contact us in the first instance.
*Please note that in the event of any inconsistencies regarding how we process your data, the following order of precedence will apply:
1. Any signed Data Processing Agreement (DPA) between the parties. 2. Any signed data transfer agreement between the parties. 3. This Privacy Policy. 4. Any other declarations of how we process your information.
This hierarchy ensures that your data is managed according to the most current and binding agreements in place.
Sub-Processors
Last updated: 21 May 2026
To support NMI and its affiliates (NMI) in delivering its services, NMI engages Sub-Processors to assist NMI with its data processing activities on behalf of NMI.
What is a Sub-processor?
When NMI engages third party service providers in our capacity as a data processor for our customers personal data, the General Data Protection Regulation (“GDPR”) and a number of other global privacy frameworks call these third-party service providers Sub-Processors. Sub-processors are service providers who have or potentially will have access to or process personal data that NMI processes for, and on behalf of, NMI.
This page outlines which Sub-Processors we utilize, the type of data we send them, the purpose as to why we send them this data, and the residency of the entity.
Updates to this list
Due to the nature of our global business, our business needs and services providers may change from time to time.
We will periodically update this page to reflect additions and removals to our list of Sub-Processors and Affiliates.
Under the terms of our Data Processing Addendum (DPA), if you are a contracting party, you may reasonably object in writing to the processing of your personal data by a new Sub-Processor within 14 days following the update of this page.
If you do not object during the 14 day time period, the appointment of the new Sub-Processor shall be deemed accepted.
For more information on NMI’s privacy practices, please visit our Privacy Policy. If you have any questions regarding this page, please contact us.
Latest changes:
Services renamed.
List of Sub-processors
We have grouped the Data Type categorization as follows:
-
Payment and Financial Data, examples include:
- Cardholder data (e.g. PAN, expiry, CVV);
- Transaction details (e.g. amount, merchant, settlement);
- Bank/KYC-related financial information.
-
Authentication and Security Data, examples include:
- Login credentials (e.g. username, password, PIN);
- Authentication factors (e.g. biometric, OTP, token);
- Device/session identifiers and access logs.
-
Customer & Usage Data, examples include:
- Behavioural patterns (e.g. purchase trends, app/web interactions);
- Fraud & risk signals (e.g. geolocation, velocity);
- Support & communication records (e.g. emails, chats, call logs).
-
Business Data, examples include:
- Merchant and Partner business/owner data;
- Vendor/partner information (e.g. contracts, financials).
-
Operational and Administrative Data, examples include:
- Corporate records;
- Internal reporting and audit records.
- Cross-site scripting
- Cross-site request forgery in a privileged context
- Server-side code execution
- Authentication or authorization flaws
- Injection Vulnerabilities
- Directory Traversal
- Information Disclosure
- Significant Security Misconfiguration
- Content spoofing/text injection
- Self-XSS [to be valid, cross-site scripting issues must be exploitable in reflected, stored or DOM-based types]
- Logout and other instances of low-severity Cross-Site Request Forgery
- Cross-site tracing (XST)
- Open redirects with low-security impact (exceptions are those cases where the impact is higher such as stealing OAuth tokens)
- Missing HTTP security headers
- Missing cookie flags on non-sensitive cookies
- Password and account recovery policies, such as reset link expiration or password complexity
- Invalid or missing SPF (Sender Policy Framework) records (Incomplete or missing SPF/DKIM)
- Vulnerabilities only affecting users of outdated or unpatched browsers and platforms
- SSL/TLS best practices
- Clickjacking/UI redressing with no practical security impact
- Software version disclosure
- Username/email enumeration via Login Page or Forgot Password Page error messages
- Methods to extend product trial periods.
- Please use your own account for testing or research purposes. Do not attempt to gain access to another user’s account or confidential information.
- Please do not test for spam, social engineering, or denial of service issues.
- Your testing must not violate any law, or disrupt or compromise any data that is not your own.
- Please contact security@iriscrm.com to report security incidents such as customer data leakage or breach of infrastructure.
- IRIS is in the business of providing a customer relationship management platform (the “IRIS Platform”) as a cloud-based service for business users (each, an “IRIS User”);
- Service Provider is in the business of providing services described on the cover page of this Agreement (“SP Services”) to business clients (each, an “SP User”) using its platform (the “SP Platform”); and
- Service Provider wishes to implement and maintain a technical integration of the SP Platform to the IRIS Platform pursuant to the terms of this Agreement (the “Integration”).
- Limited License. Subject to Service Provider compliance with this Agreement, IRIS grants Service Provider the following limited, non-exclusive, non-transferable, non-sublicensable, revocable licenses to:
- copy, use, and (where applicable) authorize Service Provider employees to use, the documentation provided by IRIS with respect to implementing an Integration (the “Documentation”) internally solely in connection with developing Integration;
- copy and modify any sample code provided by IRIS (“Sample Code”) strictly for the purpose of developing Integration; and
- incorporate unmodified libraries of sample data provided by IRIS (“Libraries”) and modified or unmodified Sample Code into Integration and redistribute such Libraries and Sample Code as part of Integration only.
Notwithstanding anything herein, the foregoing license rights are limited to the development and distribution of Integration solely for the purpose of accessing or interfacing with the IRIS Platform, as permitted in the Documentation, and in accordance with IRIS’s Acceptable Use Policy, such as it may be provided to Service Provider from time to time.
- Restrictions. By accessing or using the IRIS Platform, Service Provider represents, warrant and covenant that Service Provider is engaged in the development of software applications (“SP Apps”) that Service Provider wishes to integrate with the IRIS Platform. Service Provider will not (and will not authorize any third party to), directly or indirectly: (i) redistribute, sell, lease, license, copy, publicly perform or display, transmit, publish, edit, adapt, create derivative works of, modify or otherwise use or exploit in any manner any portion of the IRIS Platform or any related non-public information, except as expressly provided herein, (ii) distribute, deploy, or otherwise utilize Integration for any purpose other than to facilitate the integration of SP Apps with the IRIS Platform, (iii) use or implement any undocumented feature or API, or use any documented feature or API other than in accordance with applicable Documentation, (iv) fail to maintain the confidentiality of the non-public aspects of the IRIS Platform or fail to use at least the same measures to protect the non-public aspects of the IRIS Platform as Service Provider uses for Service Provider own confidential information (and in any case no less than reasonable care), (v) decompile, reverse engineer, or otherwise access or attempt to access the source code for the IRIS Platform not made available to Service Provider in source code form, (vi) remove, obscure, interfere with or circumvent any feature of the IRIS Platform, including without limitation any copyright or other intellectual property notices, security, or access control mechanism, (vii) take any action that would subject any portion of the IRIS Platform to any third party terms, including without limitation any “open source” software license terms, (viii) copy, frame or display any elements of the Services through SP Apps or Integration, except as expressly authorized by IRIS in writing, (ix) access the IRIS Platform for competitive analysis or disseminate performance information (including uptime, response time and/or benchmarks) relating to the IRIS Platform or Services; (x) suggest any affiliation with IRIS, including any suggestion that IRIS sponsors, endorses or guarantees Integration or SP Apps, except for the IRIS Platform integration relationship expressly contemplated in this Agreement, or make any representations, warranties or commitments regarding IRIS or on behalf of IRIS (including in relation to the Services or IRIS Platform) or (xi) use the IRIS Platform for any purpose other than in a manner for which the IRIS Platform is expressly designed. If Service Provider are prohibited under applicable law from using the IRIS Platform, Service Provider may not use it, and Service Provider will comply with all applicable laws and regulations (including without limitation laws and regulations related to export controls) in connection with Service Provider use of the IRIS Platform. Any use in violation of the foregoing limitations and restrictions is strictly prohibited.
- IRIS Platform Stability Control. Service Provider shall not use the Integration in a manner that interferes with the IRIS Platform’s ability to fairly allocate capacity among users or that otherwise degrades service quality for other users. Examples of prohibited usage include: (i) server devices or host computer applications that are broadcast to multiple servers or recipients such that they could enable “bots” or similar routines or otherwise degrade IRIS Platform capacity or functionality; (ii) “auto-responders,” “cancel-bots,” or similar automated or manual routines that generate amounts of traffic that could disrupt user groups or email use by others; (iii) generating “spam” or unsolicited commercial or bulk email (or activities that facilitate the dissemination of such email); (iv) any activity that adversely affects the ability of other users or systems to use either the IRIS Platform based resources of others, including the generation or dissemination of viruses, malware or “denial of service” attacks; (v) accessing, or attempting to access without authority, the information, accounts or devices of others, or to penetrate, or attempt to penetrate, IRIS or another entity’s network or systems; or (vi) running software or other devices that maintain continuous active Internet connections when a computer’s connection would otherwise be idle, or “keep alive” functions.
- Reservation of Rights. The IRIS Platform is a service owned by IRIS made accessible to IRIS Users under agreements between IRIS and each IRIS User (“IRIS Terms and Conditions”) and made accessible to Service Provider hereunder. IRIS Platform is not sold or licensed to Service Provider. The IRIS Platform, including all documentation, content, visual interfaces, interactive features, information, graphics, design, compilation, computer code, products, services and other elements of the IRIS Platform, are protected by copyright, trade dress, patent, and trademark laws of the United States and other jurisdictions, international conventions, and all other relevant intellectual property and proprietary rights, and applicable laws. As between Service Provider and IRIS, all components of the IRIS Platform, including all intellectual property rights therein and thereto, are the sole and exclusive property of IRIS or its affiliates and/or licensors. IRIS reserves all rights not expressly granted in this Agreement. Service Provider does not acquire any right, title or interest to the IRIS Platform, whether by implication, estoppel, or otherwise, except for the limited rights set forth in this Agreement. From time to time, IRIS may place limits on access to the IRIS Platform (e.g., limits on numbers of calls or requests). Further, IRIS may monitor Service Provider usage of the IRIS Platform and limit the number of calls or requests Service Provider may make if IRIS believes that Service Provider usage is in breach of this Agreement or may negatively affect the IRIS Platform or any IRIS User (or otherwise impose liability on IRIS).
- Trademarks. To the extent Integration and SP Apps are approved by IRIS and thus activated and made accessible through the Integration to the IRIS Platform, each party (the “Grantor”) hereby grants to the other party (the “Grantee”) a non-exclusive, non-transferable (except as set forth in Section 18), non-sublicensable right and license to use Grantor’s trademarks, trade names, service marks, logotypes or brand identifiers, whether registered or unregistered (collectively, “Trademarks”), solely for the purpose of (a) in the case of Service Provider as the Grantor, marketing and publicizing the Integration and the functionality of Integration and SP Apps that are approved and activated or (b) in the case of IRIS as the Grantor, indicating that Integration and SP Apps that are approved and activated are available and operable through the Integration. Each party reserves all rights to its Trademarks not expressly granted under this Section 5. Any rights (including goodwill) that Grantee acquires by use of the Grantor’s Trademarks shall inure solely to the benefit of Grantor. Grantee shall not use any other mark confusingly similar to the Grantor’s Trademarks. Grantee shall use the Trademarks in accordance with Grantor’s guidelines as may be provided by Grantor from time to time and Grantor shall have the right to review Grantee’s use of the Grantor’s Trademarks from time to time. Grantee shall remedy any deficiencies in its use of the Grantor’s Trademarks, as determined by Grantor in its sole discretion, upon notification by Grantor and in the manner requested by Grantor.
- Standards for Integration/Apps. As a condition of Integration and SP Apps being activated and made publicly available through IRIS Platform, IRIS in its discretion must approve Integration and SP Apps and, without limiting the foregoing, Service Provider agrees to meet the following standards with respect to Integration and SP Apps:
- Adherence to Quality. Service Provider will ensure that Integration and SP Apps meet the quality standards set forth in the Documentation and any updates made thereto.
- Maintenance. Service Provider will take reasonable measures to maintain Integration and SP Apps, taking into account feedback from IRIS and IRIS Users and any related changes Service Provider make to Service Provider APIs.
- Development/Brand Guidelines. Service Provider will comply with IRIS’s style guide, such as it may be from time to time.
- Integration/Apps and End Users. Service Provider is solely responsible, at its own expense, for (i) Integration and SP Apps and their distribution, operation and support, and (ii) Service Provider relationships and agreements with end users, including but not limited to IRIS Users and SP Users, regarding their use of Integration and SP Apps. As a result of Service Provider use of IRIS Platform, a SP User may direct Service Provider to retrieve certain of its data, content or information (“User Data”) for its further use with SP Apps. With respect to such User Data accessed via the Integration (including from third party services), Service Provider agrees: (A) to retrieve User Data only to the extent enabled by the IRIS Client and to ensure that all User Data is collected, processed, transmitted, maintained and used in accordance with (i) Service Provider agreement with the IRIS Client, a legally adequate privacy policy, and appropriate contextual notices to and consents from the IRIS Client, (ii) all applicable laws and (iii) reasonable measures that protect the privacy and security of User Data, (B) to use User Data only to provide user-facing features, and not to transfer or sell User Data for other purposes (e.g., targeting ads, market research, email campaign tracking and other unrelated purposes); (C) to access only the User Data necessary to implement Integration and SP Apps; (D) not to permit humans (other than the IRIS Client’s intended recipient, if applicable, and the IRIS Client itself) to read User Data, except (1) if Service Provider obtain the IRIS Client’s affirmative consent, (2) as necessary for security purposes or to comply with applicable law or (3) Service Provider use is limited to internal operations and the User Data (including derivations) have been aggregated and anonymized. To access User Data from the Services or third party services, Integration and SP Apps may need to meet certain minimum security standards, and Service Provider agree to demonstrate that it meets such standards upon request. IRIS shall enable access of the Integration to the IRIS Platform, but shall have no liability where Service Provider fails to use the Integration or fails to implement necessary changes to the Integration or the SP Platform as may be required to make use of the Integration.
- Non-Solicitation and IRIS Client Rights. Depending on the consents granted by IRIS and IRIS Client with respect to their use of the Integration, User Data may contain business-sensitive confidential information of the IRIS Client. None of Service Provider or any of its affiliates shall themselves, nor shall they permit any third party (other than as directed by IRIS Client) to collect, store, use of disclose User Data to solicit customers of IRIS Client for any purpose what so ever. IRIS Client shall be a third party beneficiary under this Agreement entitled to enforce the terms hereof versus Service Provider.
- IRIS and Service Provider Terms and Conditions. Service Provider shall not facilitate or encourage any IRIS Client to violate the IRIS Terms and Conditions or interfere with any their review or acceptance of the IRIS Terms and Conditions. For the avoidance of doubt, Service Provider use of the IRIS Platform is subject to this Agreement, not the IRIS Terms and Conditions. Where a IRIS Client becomes a SP Client, such occurrence shall not influence the otherwise applicable IRIS Terms and Conditions to which the IRIS Client is bound. Service Provider acknowledges that in allowing their User Data to be accessed by Service Provider, an IRIS Client may do so pursuant to the Integration, the IRIS Terms and Conditions and the terms applicable between the IRIS and Service Provider (the “SP Terms and Conditions”). Service Provider represents that none of the SP Terms and Conditions are inconsistent with this Agreement or the IRIS Terms and Conditions. Service Provider shall not provide a service that is similar or competitive with the IRIS Platform nor shall it assist, directly or indirectly, in delivery of User Data to a third party that does the same.
- Legal Compliance Under IRIS Terms and Conditions. Service Provider shall not itself nor assist any third party to use the IRIS Platform to breach any applicable laws. The IRIS Platform may include a telephone dialer service; Service Provider shall not itself nor shall it assist or enable any third party to engage in any unsolicited advertising, marketing or other activities, including, without limitation, any activities that violate anti-spam laws and regulations including, but not limited to, the CAN SPAM Act of 2003, the Telephone Consumer Protection Act, and the Do-Not-Call Implementation Act. The IRIS Platform may include an e-sign service; if the Integration engages with any element of the IRIS Platform e-sign services, without limitation, Service Provider hereby accepts the terms of: (i) Adobe Esign posted at this address www.echosign.adobe.com/en/tou/terms-of-use.html; or (ii) such other third party e-sign platform as may be integrated with the IRIS Platform, from time to time, all of which are incorporated herein by reference.
- Data Transfer Consent. Operation of the Integration alone will not result in Service Provider being able to access any User Data; such access is conditioned on the Integration, this Agreement and also an IRIS Client providing consent to Service Provider and IRIS for its User Data to be accessible via the Integration (the “Data Transfer Consent”). Service Provider shall be responsible for obtaining a Data Transfer Consent from the IRIS Client in a form acceptable to IRIS. Service Provider shall maintain a cyber security insurance policy that is commensurate with the volume and nature of data that it collects, stores and discloses. IRIS reserves the right to subject the transfer of User Data to restrictions as to quantity and quality and also follow IRIS Client instructions with respect to Service Provider access to User Data.
- Service Provider Representations and Warranties. Service Provider represents and warrants that (a) Service Provider has full power and authority to enter into and perform this Agreement and to exploit Integration and SP Apps without violating any other agreement; (b) Integration and SP Apps and their use will not violate any third party rights (including intellectual property rights and rights of privacy or publicity) or any applicable laws or regulations; (c) all information Service Provider provides to IRIS is and will be true, accurate, and complete and (d) Service Provider will not interfere with IRIS’s business practices, including in relation to IRIS Platform.
- IRIS’s Rights with respect to Integration. Service Provider hereby grant to IRIS a non-exclusive, perpetual, irrevocable, non-transferable, sublicensable right and license to copy, modify, use and distribute Integration in connection with the IRIS Platform, provided that IRIS will not intentionally remove any functionality from Integration unless such removal is to bring Integration into compliance with this Agreement or to fix errors, bugs or other similar issues. This license will survive any termination of this Agreement. IRIS may exercise the foregoing rights through contractors providing services to IRIS, solely in their capacities as service providers to IRIS. Service Provider agrees to provide IRIS with the source code for Integration upon request.
- Audit Rights. IRIS shall have the right to audit the records of Service Provider and the SP Platform in order to verify compliance of Service Provider with the terms hereof.
- Registration. Service Provider shall follow the registration or credentialing requirements (if any) established by IRIS for access to the IRIS Platform. All IRIS Platform access keys or credentials are IRIS’s Confidential Information and may not be shared with third parties.
- Feedback; Independent Development. If Service Provider provide IRIS with any comments, bug reports, feedback, enhancements, or modifications proposed or suggested by Service Provider regarding the IRIS Platform or the Services (“Feedback”), such Feedback is provided on a non-confidential basis (notwithstanding any notice to the contrary Service Provider may include in any accompanying communication), and IRIS shall have the right to use such Feedback at its discretion, including, but not limited to the incorporation of such suggested changes into the IRIS Platform or Services. Service Provider hereby grant IRIS a perpetual, irrevocable, transferable, sublicensable (through multiple tiers), non-exclusive license to so incorporate, use and otherwise exploit Service Provider Feedback (including any ideas, concepts, methods, know-how or techniques embodied in such Feedback) for any purpose, including to make and sell products and services, without any restriction or obligation to Service Provider. In addition, Service Provider agrees that nothing restricts IRIS’s ability to independently create software, tools or other technology that are similar to Integration or SP Apps.
- Fees. In consideration of IRIS permitting the Integration, Service Provider shall pay the Fees set out on the first page of this Agreement. Fees are not conditional on any commercial outcomes for Service Provider. Except as provided below in Section 18, Fees are non-refundable. Without limitation, in so far as IRIS has permitted the Integration, no failure by Service Provider or any Service Provider Client to use the Integration, failure by Service Provider to market the Integration or other act or omission by Service Provider, IRIS or any third party shall be grounds for a refund of Fees.
- Term and Termination. This Agreement will remain in effect for three (3) years following the Effective Date (the “Initial Term”) after which it shall automatically renew for additional and successive three (3) year terms (each a “Renewal Term”). The Initial Term, together with each Renewal Term, if any, shall be referred to in this Agreement as the “Term”. This Agreement, and Service Provider rights and licenses hereunder, will terminate immediately upon Service Provider breach of this Agreement. Service Provider may terminate the Agreement by written notice to IRIS and ceasing all use of the Integration and IRIS Platform. On not less than fourteen (14) days prior notice to Service Provider, IRIS may terminate this Agreement at any time for any reason or no reason. IRIS may also terminate this Agreement immediately for any actual or suspected misuse or abuse by Service Provider of the IRIS Platform or any violation of this Agreement. Following any termination of this Agreement, Service Provider must immediately cease use of the IRIS Platform and destroy all copies of any components of the IRIS Platform in Service Provider possession. No termination of this Agreement shall diminish the obligation of Service Provider to pay the Fees that apply to the then current Term. No termination of this Agreement shall diminish any liabilities that arose during the Term, or that arise thereafter hereunder. Notwithstanding the foregoing, if IRIS terminates this Agreement without cause, then marketing Fees that were pre-paid in respect to any unused portion of the then current Term shall be refunded by IRIS to Service Provider within thirty (30) days of termination. The following sections of this Agreement shall survive termination of this Agreement: 2 Restrictions, 3 Reservation of Rights, 5 Trademarks, 8 Non-Solicitation, 10 Legal Compliance, 11 Data Transfer Consent, 13 License, 14 Audit Rights, 17 Fees, 18 Term and Termination and 19 through 24 General. In addition, following termination, Service Provider acknowledge that Service Provider may no longer have access to any content, data or information submitted to IRIS relating to the IRIS Platform. IRIS will have no obligation or liability resulting from termination of this Agreement as permitted above.
- Disclaimers. THE IRIS PLATFORM (INCLUDING ALL ASSOCIATED DOCUMENTATION, LIBRARIES AND SAMPLE CODE) ARE PROVIDED ON AN “AS IS” BASIS, WITHOUT WARRANTY OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IRIS DISCLAIMS ALL WARRANTIES AND CONDITIONS, EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OR CONDITIONS OF FITNESS FOR A PARTICULAR PURPOSE, MERCHANTABILITY, TITLE, QUALITY, RESULTS, AND NON-INFRINGEMENT. IRIS EXPRESSLY DISCLAIMS ANY WARRANTIES OF ANY KIND WITH RESPECT TO THE ACCURACY OR FUNCTIONALITY OF THE IRIS PLATFORM, AND WITH RESPECT TO THE ACCURACY, VALIDITY, OR COMPLETENESS OF ANY INFORMATION OR FEATURES AVAILABLE THROUGH THE IRIS PLATFORM, INCLUDING BUT NOT LIMITED TO USER DATA, OR THE QUALITY OR CONSISTENCY OF THE IRIS PLATFORM OR RESULTS OBTAINED THROUGH ITS USE. IRIS HAS NO OBLIGATION TO PROVIDE ANY MAINTENANCE OR SUPPORT FOR THE IRIS PLATFORM OR TO FIX ANY ERRORS OR DEFECTS. IRIS MAY CHANGE THE IRIS PLATFORM OR OTHER SERVICES (AND FUTURE VERSIONS MAY NOT BE COMPATIBLE WITH SERVICE PROVIDER INTEGRATIONS OR SP APPS DEVELOPED USING PREVIOUS VERSIONS); IRIS WILL HAVE NO LIABILITY RESULTING THEREFROM. NOTWITHSTANDING ANYTHING TO THE CONTRARY, IRIS MAKES AND ASSUMES NO REPRESENTATIONS, WARRANTIES OR INDEMNIFICATION OR OTHER OBLIGATIONS OR LIABILITIES WITH RESPECT TO THE INTEGRATION OR SP APPS OR THEIR COMBINATION, INTERACTION OR USE WITH ANY THIRD PARTY APPS, THE SERVICES OR THE IRIS PLATFORM. WITHOUT LIMITING THE FOREGOING OR ANYTHING ELSE HEREIN, SERVICE PROVIDER AGREES THAT IRIS IS NOT RESPONSIBLE OR LIABLE FOR ANY THIRD PARTY APPS OR ANY ACTS OR OMISSIONS OF PROVIDERS OF THIRD PARTY APPS, DOES NOT GUARANTEE THE CONTINUED AVAILABILITY THEREOF OR ANY INTEGRATION THEREWITH, AND MAY CEASE MAKING ANY SUCH INTEGRATION AVAILABLE IN ITS DISCRETION.
- Limitation of Liability. UNDER NO CIRCUMSTANCES SHALL IRIS BE LIABLE FOR ANY CONSEQUENTIAL, SPECIAL, INDIRECT, INCIDENTAL OR PUNITIVE DAMAGES WHATSOEVER (INCLUDING LOST PROFITS) ARISING OUT OF THE USE OR INABILITY TO USE THE IRIS PLATFORM, EVEN IF IRIS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY. IN NO EVENT WILL IRIS’S AGGREGATE LIABILITY FOR DAMAGES ARISING OUT OF THIS AGREEMENT OR THE TERMS HEREOF EXCEED $1,000. SOME JURISDICTIONS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO SERVICE PROVIDER. IN SUCH AN EVENT THE ABOVE LIMITATIONS AND EXCLUSIONS WILL BE ENFORCED TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW.
- Indemnity. Service Provider shall indemnify, defend (at IRIS’s request) and hold IRIS and its affiliates, officers, directors, suppliers, licensors, IRIS Clients and other customers harmless from and against any and all liability and costs, including reasonable attorneys’ fees incurred by such parties, in connection with or arising out of Integration or SP Apps, Service Provider relationships or interactions with any IRIS Clients, SP Clients or other third parties with respect to Integration or SP Apps, Service Provider use or misuse of the IRIS Platform, or Service Provider violation of this Agreement, or any applicable law or regulation. IRIS may at its own expense participate in the defense and settlement of any claim with its own counsel, and Service Provider may not settle a claim without IRIS’s prior written consent (not to be unreasonably withheld).
- Governing Law. Any claim relating to the IRIS Platform or Services shall be governed by the laws of New York, without regard to conflict of laws provisions. Disputes arising under this Agreement shall be resolved in, and subject to the sole and exclusive jurisdiction of the state and federal courts located in the Southern District of New York.
- Changes to this Agreement. IRIS may modify this Agreement from time to time, including any referenced standards, guidelines or other documents. IRIS will use reasonable efforts to notify Service Provider of modifications at least thirty (30) days before they go into effect (which notice may be by email to the email address associated with Service Provider IRIS Platform account). Service Provider may be required to click through the modified Agreement to show Service Provider acceptance and in any event Service Provider continued use of any portion of the IRIS Platform (including any related code, documentation or other materials) after the modification constitutes Service Provider acceptance to the modifications. If Service Provider do not agree to the modified Agreement, Service Provider sole remedy is to terminate Service Provider use of the IRIS Platform.
- Miscellaneous. This Agreement is the entire agreement between Service Provider and IRIS, and supersedes any and all prior agreements, negotiations, or other communications between Service Provider and IRIS, whether oral or written, with respect to the subject matter hereof, and, except as expressly provided herein, cannot be modified except in writing signed by both parties. In the event that any provision of this Agreement is held to be invalid or unenforceable, then: (i) such provision shall be deemed reformed to the extent strictly necessary to render such provision valid and enforceable, or if not capable of such reformation shall be deemed severed from this Agreement; and (ii) the validity and enforceability of all of the other provisions hereof shall in no way be affected or impaired thereby. Service Provider may not assign this Agreement without the prior written consent of IRIS, whether expressly or by operation of law, including in connection with a merger or change of control, and any such attempted assignment shall be void and of no effect. IRIS may assign this Agreement without restriction and without any notice to Service Provider. Subject to the foregoing, this Agreement shall be binding on the parties and their respective successors and permitted assigns. Without limiting the other disclaimers set forth herein, Service Provider acknowledge and understand that if IRIS is unable to provide the IRIS Platform as a result of a force majeure event, IRIS will not be in breach of this Agreement. A force majeure event means any event beyond the control of IRIS. The failure to exercise, or delay in exercising, a right, power or remedy provided in this Agreement or by law shall not constitute a waiver of that right, power or remedy. IRIS’s waiver of any obligation or breach of this Agreement shall not operate as a waiver of any other obligation or subsequent breach of the Agreement. Notices must be in writing and will be deemed given when delivered. IRIS may provide notice to the email or physical address associated with Service Provider IRIS Platform account. Service Provider notices to IRIS must be sent by first class mail or pre-paid post to IRIS at the address indicated on the first page of this Agreement. The parties are independent contractors and this Agreement does not create any agency, partnership, or joint venture.
- ISO as Sender or Recipient
Each ISO accepting this Addendum is either the Sender or the Recipient. is the ISO disclosing the Shared Data is the Sender and the ISO receiving the Shared Data is the Recipient, and vice versa. The final arbiter of who is the Sender or Recipient with respect to any given ISO Data shall be the records within IRIS in the Account Portal of the ISO from which ISO Data was first shared hereunder. - Term
- This Addendum commences on the latest date in the signature block (the Effective Date) and continues until the earlier of: (i) termination of an Agreement; or (ii) notice, via an Account Portal, that any party hereto wishes to terminate this Addendum (such period being the Addendum Term).
- Upon termination of this Addendum or the Agreement, the right to use Shared Data under Section 3 will also terminate.
- ISO Data Sharing
- Sender hereby grants IRIS a revocable, non-exclusive, non-sublicensable, and non-transferable right during the Addendum Term to use the Shared Data solely for the purpose of providing supplemental reporting under the Services in accordance with the Agreement and for the benefit of Sender in the ordinary course of its business operation.
- As and when instructed by Sender, IRIS shall make Shared Data available to Recipient in a form and format reasonably acceptable to IRIS. Recipient acknowledges that IRIS can provide the Shared Data only if Recipient uses IRIS’s Account Portal to access the same. Recipient authorizes and instructs IRIS to act on Recipient’s behalf and as its representative to obtain the Shared Data directly from the Sender Account Portal and IRIS agrees to engage hereunder on that basis. For the avoidance of doubt, Recipient will not itself have the ability to access the Sender Account Portal. IRIS reserves the right to determine which ISO Data can become Shared Data and by what means, which parameters IRIS may amend at any time and at its sole discretion.
- Sender Covenants
Sender represents, warrants and covenants to Recipient and IRIS that all of the following are true as of the Effective Date and shall remain true for the Addendum Term:- Whether required by contract or applicable law, Sender has obtained all consents and delivered all notices necessary from or to Processors, Merchants, Users and other third parties whose information is included in or the subject of Shared Data (collectively, the Data Subjects) to complete the Shared Data disclosure contemplated in this Addendum.;
- If asked by a Processor to confirm whether ISO Data originating from the Processor is subject to a data sharing addendum, Sender hereby instructs IRIS to reply truthfully to such query provided that IRIS includes Sender on such correspondence;
- Shared Data is a true and accurate representation of the information it represents;
- Shared Data has not been selected for sharing hereunder with a view to misleading or deceiving Recipient; and
- Sender shall notify Recipient of errors in Shared Data and shall use Account Portal to correct them.
- Recipient Covenants
Recipient represents, warrants and covenants to Sender and IRIS that all of the following are true as of the Effective Date and shall remain true for the Addendum Term, unless otherwise agreed in writing between Sender and Recipient (each such writing, a Side Agreement):- Shared Data shall be and remain the sole and exclusive confidential property of Sender;
- Recipient shall not use Shared Data for any purpose other than Merchant customer support services supplied by Recipient (Recipient Services)
- For the term of this Addendum and for two (2) years thereafter, Recipient shall not use Shared Data to itself, nor permit any third party to use Shared Data to solicit any Merchant or other customer or Sender or any User to (i) cease doing business with or through Sender; or (ii) enter into any new processing, business or other relationship with Recipient or any third party
- Recipient shall not alter Shared Data;
- On request by Sender or IRIS, Recipient shall return to Sender or destroy any and all copies of Shared Data in its possession;
- Recipient shall not access or seek to access Sender ISO Data that Sender has not deemed Shared Data hereunder;
- Confidentiality and Data Security
- Shared Data is Sender Confidential Information. Recipient acknowledges that the Shared Data is confidential information of Sender. Recipient shall: (i) maintain it in confidence and use Shared Data only to the extent necessary and expressly permitted hereunder; (ii) use at least the same degree of care in maintaining its secrecy as it uses in maintaining the secrecy of its own ISO Data, but in no event less than a reasonable degree of care; and (iii) return or destroy all materials containing any of the Shared Data upon request of Sender or IRIS. Recipient further agrees that it will not provide, furnish, or make available any Shared Data to any other party, including any affiliate or third party subcontractor unless Sender has provided its prior written consent to such disclosure in a Side Agreement. Sender provision of Shared Data under this Addendum does not create or convey any ownership rights of Recipient in such Shared Data.
- Disclosure of Shared Data. Recipient may only disclose Shared Data provided under this Addendum: (1) to such party’s personnel and representatives that need to know it in connection with the provision of Recipient Services, and such personnel and representatives shall be bound by confidentiality obligations materially similar to those required under this Addendum; and (2) in response to a subpoena, court order, request from a regulator, or as required under applicable laws or card association rules.
- Data Security
Recipient is responsible for any unauthorized access to any Shared Data. Recipient shall comply with applicable Payment Card Industry Data Security Standards (PCI DSS) and obtain timely certification of its systems and processes as required under applicable Rules. Recipient will allow Payment Networks, IRIS, and Processor (whose data is included in Shared Data) (Shared Data Interested Parties) to audit its PCI DSS compliance and information technology systems related to the subject matters of this Addendum. If Recipient becomes aware that there has been unauthorized access to Shared Data or Shared Data provided under this Addendum (a Security Incident), it will promptly notify Sender and IRIS. If requested by Sender or IRIS, Recipient will retain a reputable firm that is certified and approved by the card organizations that provides forensic information security services and risk assessments in order to: (1) assess the nature and scope of the Security Incident; and (2) identify the access controls or data involved in the Security Incident. Recipient will take appropriate steps to contain, control, stop, and remediate any Security Incident. Recipient will provide reasonable details regarding any Security Incident to, and cooperate with, Shared Data Interested Parties, and the forensics firms that are involved in the investigation and remediation of a Security Incident. Recipient will take all actions that any Shared Data Interested Party requires in connection with the investigation and remediation of a Security Incident. Recipient will reimburse Shared Data Interested Parties for all fines, fees, penalties, assessments, or other obligations of any kind imposed by a Payment Network or a regulator on a Shared Data Interested Party due to a Security Incident. - Indemnification
Recipient and Sender will, jointly and severally, indemnify and hold harmless IRIS from and against any and all losses, liabilities, damages, and/or expenses, including reasonable attorneys’ fees, arising out of any third party claim or action related to: (i) acts or omissions of either Sender or Recipient in respect of or related to Shared Data; (ii) the provision of Shared Data under this Addendum; (iii) any breach of this Addendum; (iv) the misuse or unauthorized disclosure of any Shared Data by Sender or Recipient; (v) the gross negligence, willful misconduct, or omission of Sender, Recipient or its employees in connection with the subject matters of this Addendum; or (vi) any claim by another party hereto versus IRIS relating to this Addendum or an act or omission of the other under an Agreement. - Acknowledgements and Releases
Sender and Recipient, jointly and severally, shall be fully responsible for, and release IRIS from, any and all liability, damage, loss, cost, claim, or expense, including without limitation, any Payment Network fines, fees, penalties, assessments, or other obligations, related to, or occurring in connection with respect to the Shared Data provided under this Addendum. - Shared Data Fees
In connection with IRIS’s efforts necessary to prepare and make available the Shared Data under this Addendum, Sender and Recipient shall pay such Fees as are indicated in the Account Portal. For clarity, any Account included in the Shared Data is an Active Account of the Recipient and the Sender, under their respective Agreement. - Limitation of Liability; Waiver of Consequential Damages
- Allocation of Certain Liabilities. Nothing in this Addendum shall: (i) serve to diminish ISO liability under the Agreement; (ii) cause one party to be liable for the acts or omissions of another, except under the indemnification provision above where each of Sender and Recipient are liable for the acts and omissions of the other; (iii) render Sender or Recipient party to the others’ Agreement; they are, however, both parties to this Addendum; or (iv) be interpreted to give Sender or Recipient any claim versus IRIS for any act or omission of the other. No interruption in IRIS Services shall relieve Sender or Recipient of their respective obligations hereunder.
- Limitation of Liability. IRIS shall not be liable for any acts or omissions of a Processor, Sender, Recipient or any of their respective Users. In the event of a breach of the terms hereof by Sender or Recipient, no party shall make any claim versus IRIS in that regard. IRIS has no duty to enforce the terms hereof versus any party hereto. IRIS’s aggregate liability to any other party for losses arising from any cause (regardless of the form of action or
legal theory) in connection with this Addendum will be limited to $100.00 (Liability Cap). - Exclusion of Damages. IRIS will not have any liability to any other party for lost profits, revenues, or business opportunities, nor any exemplary, punitive, special, indirect, incidental, or consequential damages (whether direct or indirect) under this Addendum; regardless of whether these damages were foreseeable or a party was advised they were possible.
- Disclaimer of Warranty. IRIS does not make, and expressly disclaims, any representation or warranty: (i)
that the Shared Data will be current, complete, accurate or error free; (ii) that access to the Shared Data will be uninterrupted or error free; (iii) that security breaches will not occur with respect to transmission or transfer of the Shared Data as provided herein; and (iv) that the parties will be able to achieve the results that may or may not be intended in connection with the use of the Shared Data (including the Recipient Services).
- Agreement
This Addendum forms part of each of the respective Agreements of Sender and Recipient and is the entire
agreement between the parties and replaces any prior agreements or understanding (written or oral) with respect to
its subject matter. All changes to this Addendum shall be made in writing and signed by all parties. In the event of a
conflict between this Addendum and the Agreement as it relates to the subject matter hereof, the terms of this
Addendum will control. This Addendum may be executed electronically and in counterparts, each of which
constitutes one agreement when taken together. Electronic and other copies of the executed Addendum are valid.
|
Sub Processor |
Data Type |
Purpose |
Entity Residency |
|
AIB Merchant Services |
Payment & Financial Data |
Financial Acquirer Solution provider |
EU |
|
American Express Company |
Payment & Financial Data |
Financial Acquirer Solution provider |
EU |
|
Barclays Bank UK PLC |
Payment & Financial Data |
Financial Acquirer Solution provider |
EU |
|
JPMorgan Chase & Co |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Shift4 Europe |
Payment & Financial Data |
Financial Acquirer Solution provider |
EU |
|
Elavon Financial Services DAC |
Payment & Financial Data |
Financial Acquirer Solution provider |
EU/ USA |
|
F5, Inc. |
Payment & Financial Data |
L7 WAF Cloud Service Provider |
USA |
|
Fiserv, Inc. |
Payment & Financial Data |
Financial Acquirer Solution provider |
CAN / EU/ AUS/ USA |
|
Global Payments Inc. |
Payment & Financial Data |
Financial Acquirer Solution provider |
EU/ USA |
|
UMB Financial Corporation |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Lloyds Bank plc |
Payment & Financial Data |
Financial Acquirer Solution provider |
EU |
|
Logshero Ltd. (d/b/a Logz.io) |
Operational and Administrative |
Centralized logging and SIEM provider |
USA |
|
Moneris Solutions Corporation |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Network Merchants, LLC |
Payment & Financial Data |
Sister entity providing transaction processing services in the USA |
USA |
|
Sinch |
Payment & Financial Data |
Communications PaaS provider for SMS |
EU |
|
Transaction Network Services (UK) Limited |
Payment & Financial Data |
Financial networks connectivity provider |
EU |
|
Global Payments Inc. |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Worldpay, Inc. |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA/ EU |
|
Worldpay, LLC |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Datadog, Inc. |
Operational and Administrative |
System monitoring and observability |
USA |
|
Sub Processor |
Data Type |
Purpose |
Entity Residency |
|
CSG Forte Payments, Inc. |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
2000Charge, INC |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Amazon Web Services, Inc. |
Authentication & Security Data |
SSO Cloud Service Provider |
USA |
|
BlueSnap, Inc. |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Blu Sky Tax Limited |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Borgun hf. |
Payment & Financial Data |
Financial Acquirer Solution provider |
Iceland |
|
PayPal UK Ltd / PayPal, Inc. (d/b/a Braintree) |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Cielo S.A. / Braspag Tecnologia em Pagamento Ltd |
Payment & Financial Data |
Financial Acquirer Solution provider |
Brazil |
|
Cielo S.A. / Braspag Tecnologia em Pagamento Ltd |
Payment & Financial Data |
Financial Acquirer Solution provider |
Brazil |
|
Payroc LLC / Payroc World Access, LLC |
Payment & Financial Data |
Financial Acquirer Solution provider |
CAN |
|
Visa |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
ConnexPay LLC / CardWorks Merchant Services, LLC |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Cashflows Europe Limited |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Paymentech, LLC |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
CheckGateway, LLC |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Checkout Ltd |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Checks2Green, LLC |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Collect & Pay Ltd |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Collect & Pay Ltd |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Collect & Pay Ltd |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
SafeCharge International Group / Nuvei Technologies / CreditGuard Ltd. |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
BAC Credomatic Inc |
Payment & Financial Data |
Financial Acquirer Solution provider |
Costa Rica & USA |
|
Credorax, Inc (Finaro – trading name) |
Payment & Financial Data |
Financial Acquirer Solution provider |
Israel |
|
Credorax, Inc (Finaro – trading name) |
Payment & Financial Data |
Financial Acquirer Solution provider |
Israel |
|
Datadog, Inc. |
Payment & Financial Data |
System monitoring and observability |
USA |
|
EFTBOP, LLC |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
U.S. Bank Europe DAC, trading as Elavon Merchant Services |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Nuvei Technologies Inc. |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
emerchantpay Limited |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
EPX Limited |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
EVERTEC Group, LLC |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
EVO Payments International, LLC / EVO Payments UK |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
F5, Inc. |
Payment & Financial Data |
L7 WAF Cloud Service Provider |
USA |
|
ProPay, Inc. |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Fiserv Inc |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
First National Bank of Omaha |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
GIACT Systems, LLC |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Global Payments Direct, Inc |
Payment & Financial Data |
Financial Acquirer Solution provider |
CAN/ USA |
|
Google LLC |
Customer & Usage Data |
Google Cloud Service |
USA |
|
Heartland Payment Systems, LLC |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
IntegraPay Pty Ltd (bought by Payrix) |
Payment & Financial Data |
Financial Acquirer Solution provider |
AUS |
|
iStream Financial Services, Inc. |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Kasikornbank Public Company Limited |
Payment & Financial Data |
Financial Acquirer Solution provider |
Thailand |
|
Logshero Ltd. (d/b/a Logz.io) |
Operational and Administrative |
Centralized logging and SIEM provider |
USA |
|
Maverick Payments, LLC / Maverick BankCard, Inc |
Payment & Financial Data |
Financial Acquirer Solution provider |
UK |
|
Cielo S.A. / Merchant e-Solutions, Inc. |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
NCR Atleos Corporation / NCR Payments Solutions, LLC |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Network Merchants, LLC |
Payment & Financial Data |
Sister entity providing transaction processing services in the USA |
UK/ EU |
|
National Payment Corporation / NPC Management, Inc. |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Nuvei Technologies Inc. |
Payment & Financial Data |
Financial Acquirer Solution provider |
CAN |
|
Nuvei Technologies Inc. |
Payment & Financial Data |
Financial Acquirer Solution provider |
CAN |
|
Paysafe Limited / Optimal Payments Limited |
Payment & Financial Data |
Financial Acquirer Solution provider |
UK |
|
Paysafe Limited / Optimal Payments PLC (Canada ops) → Paysafe Group Holdings Limited |
Payment & Financial Data |
Financial Acquirer Solution provider |
UK |
|
Paysafe Limited / Optimal Payments Limited → Paysafe Group Holdings Limited |
Payment & Financial Data |
Financial Acquirer Solution provider |
UK |
|
Parafin Inc. |
Payment & Financial Data |
Capital Lending |
USA |
|
PASPX, Inc. |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Nuvei Technologies Inc. |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Collections Acquisition Company Inc. dba Payliance |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
FinXP Ltd. / PaymentWorld, LLC |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Chase Paymentech Solutions, LLC / Paymentech, LLC |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Paysafe Holdings UK Limited / Paysafe Financial Services Limited |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Paysafe Limited / Optimal Payments Limited |
Payment & Financial Data |
Financial Acquirer Solution provider |
UK |
|
Plug and Pay Technologies, Inc. |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
HPS (Hightech Payment Systems S.A.) |
Payment & Financial Data |
Financial Acquirer Solution provider |
Barbados |
|
Priority Payment Systems LLC |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Finastra |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Profituity, LLC |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
ProPay, Inc. |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
ProPay, Inc. |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
RS2 Software plc |
Payment & Financial Data |
Financial Acquirer Solution provider |
Malta |
|
Santander UK plc (UK) / Banco Santander, S.A. (ES) |
Payment & Financial Data |
Financial Acquirer Solution provider |
El Salvador |
|
Unilink Software Ltd / Secure Payment Systems, Inc. |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
SmartPayments, LLC |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Transaction Network Services, Inc. |
Payment & Financial Data |
Financial networks connectivity provider |
EU |
|
RYVYL Inc |
Payment & Financial Data |
Financial Acquirer Solution provider |
Bulgaria |
|
Transact Pro SIA |
Payment & Financial Data |
Financial Acquirer Solution provider |
Latvia |
|
Total System Services, LLC |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Turnkey Global, Inc. |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Turnkey Global, Inc. |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Twilio Inc. |
Payment & Financial Data |
Communications PaaS provider for voice and SMS |
USA |
|
U.S. Alliance Group, Inc |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Worldpay, LLC |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
VeriCheck, Inc. |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
VoicePay Ltd |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Sub Processor |
Data Type |
Purpose |
Entity Residency |
|
Actum Processing, LLC |
Payment & Financial Data |
Financial Acquirer Solution provider (ACH) |
USA |
|
Firefly Labs Inc / Bluefin Payment Systems, LLC |
Payment & Financial Data |
P2PE Decryption Solution provider |
USA |
|
Paymentech, LLC |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
CheckGateway, LLC |
Payment & Financial Data |
Financial Acquirer Solution provider (ACH) |
USA |
|
EFTBOP, LLC |
Payment & Financial Data |
Financial Acquirer Solution provider (ACH) |
USA |
|
Elavon, Inc. |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Electronic Payment Exchange, LLC (EPX) |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
F5, Inc. |
Payment & Financial Data |
L7 WAF Cloud Service Provider |
USA |
|
first direct is a division of HSBC UK Bank plc. / First Data Merchant Services, LLC |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
GPUK LLP / Global Payments Direct, Inc. |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Google LLC |
Payment & Financial Data |
Google Cloud Service |
USA |
|
Heartland Payment Systems, LLC |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Logshero Ltd. (d/b/a Logz.io) |
Operational and Administrative |
Centralized logging and SIEM provider |
USA |
|
Cielo S.A. / Merchant e-Solutions, Inc. |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Nuvei Technologies Inc. / Paya, Inc. |
Payment & Financial Data |
Financial Acquirer Solution provider (ACH) |
USA |
|
Collections Acquisition Company Inc. dba Payliance / Payliance, LLC |
Payment & Financial Data |
Financial Acquirer Solution provider (ACH) |
USA |
|
Planet Payment Inc. (Canada) / Planet Merchant Services Limited (UK) / Planet Merchant Services SAS (France) |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
First Data – Fiserv Inc |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
ReliaFund, Inc. |
Payment & Financial Data |
Financial Acquirer Solution provider (ACH) |
USA |
|
Revolutionary Protective Solutions Ltd. |
Payment & Financial Data |
Financial Acquirer Solution provider (ACH) |
USA |
|
Total System Services, LLC |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Twilio Inc. |
Payment & Financial Data |
Communications PaaS provider for voice and SMS |
USA |
|
Worldpay, LLC |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
VeriCheck, Inc. |
Payment & Financial Data |
Financial Acquirer Solution provider (ACH) |
USA |
|
VeriCheck, Inc. |
Payment & Financial Data |
Financial Acquirer Solution provider (ACH) |
USA |
|
Futurex LP |
Payment & Financial Data |
P2PE Decryption Solution provider |
USA |
|
Worldpay, LLC |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Worldpay (UK) Limited |
Payment & Financial Data |
Financial Acquirer Solution provider |
USA |
|
Sub Processor |
Data Type |
Purpose |
Entity Residency |
|
Amazon Web Services, Inc. |
Authentication & Security Data, Customer & Usage Data, Operational and Administrative, Business Data |
Infrastructure hosting provider |
USA + CAN |
|
Cloudflare, Inc. |
Authentication & Security Data |
L7 WAF Cloud Service Provider |
USA |
|
ComplyAdvantage |
Business Data |
Watchlist/sanctions monitoring. |
USA |
|
Datadog, Inc. |
Operational and Administrative |
System monitoring and observability |
USA |
|
Equifax Inc. |
Business Data |
ScanX Credit (Individual) – Deprecated |
USA |
|
Commify Limited (Esendex) |
Customer & Usage Data, Authentication & Security Data |
2FA phone authentication |
USA |
|
Experian Information Solutions, Inc. |
Business Data |
ScanX Credit (Individual) |
USA |
|
Fastly, Inc. |
Authentication & Security Data |
L7 WAF Cloud Service Provider |
USA |
|
G2 Risk Solutions, LLC |
Business Data |
Merchant website monitoring |
USA |
|
GIACT Systems, LLC (LSEG) |
Business Data |
ScanX Identity & Banking Data – utilized by majority |
USA |
|
Integrated Reporting Is Simple, LLC |
Business Data |
Share Merchant & Underwriting data between systems. |
USA |
|
KYC SiteScan |
Business Data |
ScanX webcrawl |
USA |
|
LexisNexis Risk Solutions Inc. |
Business Data |
ScanX Identity Data |
USA |
|
Mastercard Inc. |
Business Data, Payment & Financial Data |
ScanX MATCH Integration |
USA |
|
MicroBilt Corporation |
Business Data |
ScanX Banking Risk |
USA |
|
Mixpanel, Inc. |
Customer & Usage Data |
Product Insights / Usage Analytics |
USA |
|
Nuvei Technologies Inc. |
Business Data |
Boards merchants to Paya for ACH Processing |
USA |
|
Rollbar, Inc. |
Customer & Usage Data |
Provides real-time error tracking for ScanX API errors returned by providers. |
USA |
|
Salesforce, Inc. |
Business Data |
Customers can have AEX send data to their respective Salesforce environments (eg. Create/Update Accounts and Contacts) |
USA |
|
Twilio Inc. |
Customer & Usage Data |
Usage analytics database |
USA |
|
Sovos Compliance, LLC. |
Business Data |
Tax ID Verification |
USA |
|
TransUnion of Canada, Inc. |
Business Data |
ScanX Credit Canada (Individual) |
CAN |
|
TransUnion LLC |
Business Data |
ScanX Credit (Individual) |
USA |
|
Total System Services LLC. (TSYS) |
Business Data |
Merchant account boarding |
USA |
|
Userpilot, Inc. |
Customer & Usage Data |
In-App usage analytics events reporting |
USA |
|
Sub Processor |
Data Type |
Purpose |
Entity Residency |
|
Aperia Compliance, LLC (PCI Apply) |
Payment & Financial Data, Business Data |
Risk Monitoring; ACH Returns; chargeback retrieval |
USA |
|
Bank of America, N.A. |
Business Data |
ACH Operator |
USA |
|
Caine & Weiner Company, Inc. |
Business Data |
Collections |
CAN |
|
JPMorgan Chase Bank, N.A. |
Business Data |
First Party Processor |
USA |
|
Elavon, Inc. |
Business Data |
First Party Processor |
USA |
|
Electronic Payment Exchange, Inc. |
Business Data |
First Party Processor |
USA |
|
Experian Information Solutions, Inc. |
Business Data |
Identity verification and credit check |
IRE |
|
Fiserv, Inc. |
Business Data |
First Party Processor/ACH Operator |
USA |
|
GIACT Systems, LLC (LSEG) |
Business Data |
Bank account validation |
USA |
|
Global Payments Inc. |
Business Data |
First Party Processor |
USA |
|
Jack Henry & Associates, Inc. |
Business Data |
ACH Operator |
USA |
|
Merrick Bank |
Payment & Financial Data, Business Data |
Sponsor Bank |
USA |
|
Salesforce, Inc. |
Business Data |
CRM |
USA |
|
Truist Bank |
Business Data |
ACH Operator |
USA |
|
Total System Services LLC. (TSYS) |
Business Data |
First Party Processor |
USA |
|
Amazon Web Services, Inc. |
Authentication & Security Data, Customer & Usage Data, Operational and Administrative, Business Data |
SSO Cloud Service Provider |
USA |
|
Sub Processor |
Data Type |
Purpose |
Entity Residency |
|
Agreement Express Inc. |
Business Data |
Merchant underwriting |
USA |
|
Ambition, Inc. |
Customer & Usage Data |
User performance tracking |
USA |
|
Arcum, LLC |
Business Data, Payment & Financial Data |
Retention analysis |
USA + CAN |
|
Network Merchants, LLC |
Business Data |
Gateway boarding, card transactions |
USA |
|
SmartBear Software Inc. |
Business Data, Authentication & Security Data |
Error monitoring service |
USA |
|
Xplor Technologies, LLC |
Business Data |
Merchant account boarding |
USA |
|
Conformance Technologies, Inc. |
Business Data |
Merchant underwriting |
USA |
|
Sysnet Global Solutions, Inc. (Viking Cloud) |
Business Data |
PCI boarding and reporting |
USA |
|
Elavon, Inc. |
Business Data |
Merchant account boarding |
USA |
|
Encytro Inc. |
Business Data |
PCI boarding and reporting |
USA |
|
Esquire Bank, N.A. |
Business Data |
Merchant account boarding |
USA |
|
Worldpay, LLC |
Business Data |
Merchant account boarding |
USA |
|
Fiserv, Inc. |
Business Data |
Merchant account boarding |
USA |
|
Google LLC |
Business Data |
User can sync their google calendars |
USA |
|
Google LLC |
Business Data, Customer & Usage Data |
Mobile App – Device Notifications |
USA |
|
Google LLC |
Business Data, Customer & Usage Data |
User can send emails using their gmail accounts |
USA |
|
Google LLC |
Business Data |
Address autocomplete based on search results |
USA |
|
Lob |
Business Data |
Merchant owner birthday postcards |
USA |
|
Merrick Bank Corporation |
Business Data |
Merchant account boarding |
USA |
|
Microsoft Corporation |
Business Data |
User can sync their outlook calendars |
USA |
|
Microsoft Corporation |
Business Data, Customer & Usage Data |
User can send emails using their outlook accounts |
USA |
|
Network Merchants, LLC |
Payment & Financial Data, Business Data |
Gateway boarding, card transactions |
USA |
|
Parafin Inc. |
Payment & Financial Data, Business Data |
Capital Lending |
USA |
|
Nuvei Technologies Inc. |
Business Data |
ACH merchant account boarding |
USA |
|
Paysafe Payment Solutions, LLC |
Business Data |
Merchant account boarding |
USA |
|
PayTrace, LLC |
Business Data, Payment & Financial Data |
Card transactions |
USA |
|
Aperia Compliance, LLC (PCI Apply) |
Business Data |
PCI boarding and reporting |
USA |
|
Priority Payment Systems, LLC |
Business Data |
Merchant account boarding |
USA |
|
MessageBird B.V. |
Business Data |
Websockets service – Events (like, lead note added) |
USA |
|
Repay, Inc. |
Business Data |
Merchant account boarding |
USA |
|
Total System Services LLC. (TSYS) |
Business Data |
Merchant account boarding |
USA |
|
Twilio Inc. |
Customer & Usage Data |
Communications PaaS provider for voice and SMS |
USA |
|
GOR Corporation |
Payment & Financial Data, Business Data |
Gateway boarding |
USA |
|
Zapier, Inc. |
Business Data |
Automation with 3rd party systems |
USA |
|
Amazon Web Services, Inc. |
Authentication & Security Data, Customer & Usage Data, Operational and Administrative, Business Data |
SSO Cloud Service Provider |
USA |
|
Name |
Data Type |
Purpose |
Entity Residency |
Product |
|
Authvia |
Payment & Financial Data |
Text 2 pay |
USA |
Authvia |
|
Biller Genie |
Payment & Financial Data |
Sign merchant up for Biller Genie |
USA |
Biller Genie |
|
Giesecke+Devrient GmbH |
Payment & Financial Data |
Network Tokenization |
USA |
Network Tokens |
|
Mastercard Inc. |
Payment & Financial Data |
Provision of card brand tokens |
USA |
Network Tokens |
|
Kount / Equifax |
Payment & Financial Data |
Fraud Scrubbing |
USA |
Kount Fraud scrubbing |
|
TSYS / Global Payments Inc. |
Payment & Financial Data |
Automatic Updater |
USA |
Account Updater |
|
Worldpay Inc. |
Payment & Financial Data |
Automatic Card Updater |
USA |
Automatic Card Updater |
Vulnerability Disclosure Program
Vulnerability Disclosure Program
Guidelines
This disclosure program is limited to security vulnerabilities in web applications owned by IRIS CRM. This program does not provide monetary rewards for bug submissions.
All vulnerabilities affecting IRIS CRM should be reported via email to the Product Security Incident Response Team via security@iriscrm.com.
Eligible Vulnerabilities
We encourage the coordinated disclosure of the following eligible web application vulnerabilities:
To receive credit, you must be the first reporter of a vulnerability and provide us a reasonable amount of time to remediate before publicly disclosing. When submitting a vulnerability, please provide concise steps to reproduce that is easily understood.
Program Exclusions
While we encourage any submission affecting the security of an Autoklose web property, the following examples are excluded from this program:
Process
Your submission will be reviewed and validated by a member of the Product Security/Incident Response Team. Providing clear and concise steps to reproduce the issue will help to expedite the response.
Terms and Conditions
Marketplace
IRIS PLATFORM INTEGRATION AGREEMENT TERMS AND CONDITIONS
RECITALS
The parties therefore agree as follows:
Data Sharing Addendum
These terms are inapplicable to customers who signed contracts starting on or after March 1, 2024 and that incorporate by reference the terms at https://www.nmi.com/policy/platform-terms-conditions/. Please refer to your order form and reach out to your customer account manager for questions.
IRIS Data Sharing Addendum
This IRIS data sharing addendum (the Addendum) is entered into between ______________________ (Sender),___________________________ (Recipient) and Integrated Reporting is Simple, LLC (IRIS) and it forms an addendum to each of (i) the user terms and conditions executed between Sender and IRIS (Sender IRIS Agreement) and (ii) the user terms and conditions executed between Recipient and IRIS (Recipient IRIS Agreement). Sender IRIS Agreement and Recipient IRIS Agreement are each referred to herein as the Agreement. Unless otherwise defined herein, capitalized terms appearing in this Addendum have the meanings set out in the
Agreement.
WHEREAS pursuant to the Sender IRIS Agreement, IRIS is in possession of Sender ISO Data;
WHEREAS Sender wishes to instruct IRIS to grant Recipient access to certain data and information relevant to ISO’s business operations such as merchant portfolio reporting, merchant pricing, agent information, and other reporting data from its ISO Data, subject to the terms of this Addendum (such ISO Data to be shared being, the Shared Data);
WHEREAS Recipient agrees to receive the Shared Data in accordance with the terms hereof and any other agreement to which Sender and Recipient are parties (collectively, the Shared Data Terms);
The parties hereby agree as follows:
[The remainder of this page is intentionally left blank.]
The parties have signed this Addendum as of the Effective Date:
ISO (1) (Sender/Recipient): ______________________________
____________________________________
Name:
Title:
Date:
ISO (2) (Sender/Recipient): ______________________________
____________________________________
Name:
Title:
Date:
Integrated Reporting is Simple, LLC (IRIS)
____________________________________
Name:
Title:
Date: