Matt is a seasoned product manager and designer with ten years of experience building innovative solutions in the payments industry.
Articles by Matt Birchler:
Why Bill Connect Premium Should Be Your First Choice for Invoice-Driven MerchantsBy Matt BirchlerIn our earlier post, we explained why NMI Bill Connect Premium, powered by Biller Genie, makes so much sense for merchants. Now, let’s talk about why it makes so much sense for ISOs and software companies. As invoice-based payments continue to evolve, the ability to move beyond basic enablement a...Read More
Fraud-as-a-Service Is Here and Your Merchants Are the TargetBy Matt BirchlerIf you're a payment provider, the fraud threat facing your merchants is your threat too. What's more, it's evolving faster than most defenses can keep up.
Increasing digitization, widespread AI-powered automation and the explosion of dark web marketplaces are all accelerating the growth of fraud...Read More
How to Solve Your Merchant’s Most Pressing Invoicing ProblemsBy Matt BirchlerIf you work with professionals, service providers, trades and contractors, or subscription sellers, you’ve probably heard your merchants complain about the unique challenges that invoice-based payments create. Sending out bills and processing transactions are just the tip of the iceberg. Everythi...Read More
VAMP: What You Need To Know About Visa’s Acquirer Monitoring ProgramBy Matt BirchlerIn April 2025, Visa launched two important new programs: the Visa Commercial Enhanced Data Program (CEDP) and the Visa Acquirer Monitoring Program (VAMP). While CEDP only impacts merchants who use Level 2 and Level 3 transaction data, VAMP is critically important to all of your merchants because ...Read More
Everything You Need To Know About Visa CEDPBy Matt BirchlerLast updated February 19, 2026.
In April 2025, Visa launched two new initiatives: the Visa Commercial Enhanced Data Program (CEDP) and the Visa Acquirer Monitoring Program (VAMP). Each involves important modernizations to legacy programs and includes key changes that both merchants and acquirers...Read More
3 Common Questions About Tokenization and Payments Data StorageBy Matt BirchlerWhat’s the difference between standard tokens and network tokens? Who owns the data stored through tokenization? And what are the implications of storing card data directly instead of using tokenization?
Customer data protection is a critical part of offering payments, and we’re often asked four...Read More
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