Offering Your Merchants Better Ways To Process HSA and FSA Transactions
Health savings accounts (HSAs) are special tax-advantaged savings accounts that allow U.S. taxpayers to pay for eligible health expenses with pre-tax dollars. And with the costs of daily life increasing, it’s no surprise that consumer adoption of HSAs is also on the rise. According to Morningstar, total HSA assets hit $146 billion in 2024, and up to four million new accounts could come online as a result of 2025’s “Big Beautiful Bill.”
Along with the flexible spending account (FSA), the grow...
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Fintech Trends & Insights
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NMI’s perspective on payments industry trends, innovative tech solutions, merchant management and operational best practices.
Offering Your Merchants Better Ways To Process HSA and FSA Transactions
Health savings accounts (HSAs) are special tax-advantaged savings accounts that allow U.S. taxpayers to pay for eligible health expenses with pre-tax dollars. And with the costs of daily life increasing, it’s no surprise that consumer adoption of HSAs is also on the rise. According to Morningstar, total HSA assets hit $146 billion in 2024, and up to four million new accounts could come online as a result of 2025’s “Big Beautiful Bill.”
Along with the flexible spending account (FSA), the grow...
Read More
For SaaS Companies, Payments are Now a Strategic Imperative
For years, payments was a capability that SaaS companies didn’t give much thought to. It was a nice-to-have feature that was bolted-on and integrated a bit roughly – just a box to check. Today, that mindset is outdated. Embedded payments have become a core part of how SaaS platforms compete, grow and retain customers. It’s become a strategically important function that, in some cases, can even become a SaaS platform’s primary revenue generator.
If you’re building B2B SaaS, it’s time to star...
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Millennial Parents Demand Frictionless Checkouts
Millennials are entering their peak earning and spending years — and as more Millennials begin to start families, their influence as consumers continues to grow. To help your merchants meet their expectations, it’s crucial to understand how this demographic prefers to shop and pay. That’s why we conducted a survey in late 2025, of 1,000 Millennial parents across the U.S. to ask about their holiday shopping plans, payment preferences (online and in-store) and more.
Let’s take a look at some o...
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Improving Small Business Access to Capital With Embedded Lending
Your small merchants are facing uncertain times. Between inflation, tariffs, supply chain disruptions and labor shortages, it’s no surprise that the Small Business Optimism Index recently recorded one of its lowest readings in more than 50 years. On top of these pressures, many small merchants are also struggling to secure affordable capital — an issue that threatens their ability to weather these challenges and sustain long-term growth.
In difficult economic environments, small businesses o...
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