Messaging Is a Huge Channel for Business
open rate for text
20% for email
of all organizations use messaging to converse with customers
of consumers message
businesses via text
of consumers open
texts within a few
of consumers send
or receive at least
one text a day
Create a Fast and Frictionless Payment Experience
These commerce conversations provide a simple way to take payments, capture cards and get approvals. Invoices sent via email have a low, slow open rate. With NMI’s Authvia integration, request and receive payments faster, safer and simpler while decreasing transaction time and improving customer satisfaction. Pay by text is a true contactless payment solution.
Eliminate PCI and Data Security Risks
Emails can pose security risks and are not PCI compliant. TXT2PAY® offers the highest level of PCI compliance to keep customer data secure. The integration manages customer data, saving preferred payment methods and adding speed and security to any text to pay request. Additionally, Authvia manages compliance and regulatory requirements such as PCI, Nacha, TCPA, HIPAA, GDPR and CCPA.
Enable Another Payment Channel for Merchants With Virtually
- No Integration
- No New Apps
- No New Passwords
Create and Manage All Conversations Within the Virtual Terminal
Create payment requests with customizable instructions, topics, payment expiration dates and defined merchant fields. See a text preview before it’s sent to a customer.
Receive Payment and Send Receipts Automatically
Consumers expect fast, simple and secure commerce experiences from the convenience of their mobile devices; no app to download, no login or passwords to remember. A link is sent via text with instructions to add payment details. It’s that simple.
Take Action on Conversation Details and Download Conversation Reports
Manage customer information and in-progress (open), completed and expired conversations. Easily search existing customers and their conversations.
Kount® Advanced Fraud Prevention
Kount utilizes a global database and AI-driven comprehensive fraud screening toolset to provide real-time risk analysis and fraud assessment for ecommerce and card-not-present transactions.Learn MoreKount® Advanced Fraud Prevention
Automatic Card Updater
Ensures uninterrupted payments for merchants by keeping data stored in the Customer Vault up to date via automatic updates to account information from issuers.Learn MoreAutomatic Card Updater
Maintain a unique token value that enables merchants to repeat transactions without having to store or re-collect payment data — a must for merchants with recurring revenue models.Learn MoreCustomer Vault
Payer Authentication 2.0
Reduce your fraud risk and increase customer confidence with security protocols developed by Visa & MasterCard that allow consumers to shop online more securely.Learn MorePayer Authentication 2.0