New Mastercard-powered app enables small and medium sized merchants to securely accept payments on Android devices without extra hardware

NMI, a global leader in embedded payments infrastructure, announces the availability of its new Tap to Pay solution on the Google Play Store. Building on its existing relationship with Mastercard, NMI continues to accelerate payments innovation with its latest Mastercard-powered solution. NMI is the first in the U.S. to offer Cloud Commerce — a cloud native software-based acceptance solution — to its customers. The app turns any eligible Android device into a secure contactless payment acceptance device with no additional hardware or setup required.

With nearly half of all U.S. businesses expected to adopt software point-of-sale (SoftPOS) systems by 2030, merchants are looking for flexible, affordable ways to keep up with evolving payment trends. NMI’s Tap to Pay solution gives its partners a simple way to help merchants and small businesses to accept payments on the Android smartphones or tablets they already use, eliminating the expense and complexity of deploying traditional point of sale equipment. 

Businesses can download the Cloud Commerce app from Google Play, log in with their NMI Gateway credentials, and immediately start accepting payments. This seamless, secure and flexible Tap to Pay checkout experience is ideal for a wide range of everyday transactions where speed and convenience matter – from retail and transit to events or on-the-go deliveries. 

Tiffany Johnson, Chief Product Office at NMI said:
“Today, every merchant has a payment terminal right there in their pocket. By simply downloading the Mastercard Cloud Commerce app and connecting to the NMI Gateway, they can start processing payments quickly and securely. As consumers seek simpler payment methods and small or seasonal merchants want to avoid costly hardware, it is important for our partners to be able to offer economical and frictionless payment acceptance options. Our collaboration with Mastercard allows our partners to provide an affordable, safe and secure contactless payment solution for businesses like independent retailers, market vendors, and mobile service providers.”

Jennifer Marriner, Executive Vice President, Global Acceptance Solutions at Mastercard said:
“As digital solutions evolve, it’s critical to equip the business owners that power commerce with a checkout experience that is fast, secure and user-friendly. By combining NMI’s comprehensive payments solutions with our leading Cloud Commerce technology, we’re streamlining the process for merchants to not only offer greater choice to their customers but also modernize physical and digital acceptance.”

Paul Anderson, CEO at Integrity Turnkey Business Solutions said:
“At Integrity Turnkey Business Solutions, we prioritize offering cutting-edge solutions that align with our commitment to transparency and extraordinary service. Since enabling the Cloud Commerce app with the NMI Gateway, our customers have told us how much easier it is to accept payments on the go.They love the simplicity of using their smartphone as a payment device, without the hassle of extra hardware.This technology from Mastercard and NMI is truly transforming the way they do business and empowering them to thrive. I’m excited to see how it reshapes mobile commerce for both merchants and consumers.”

Cloud Commerce is one of the first products on the market to be Mobile Payments on Commercial Off-the-Shelf (MPoC) certified, an accreditation managed by the Payment Card Industry Security Standards Council (PCI SSC). It demonstrates commitment to security and modern payment solutions, and future-proofs payment methods by staying compliant with evolving security standards. 

This latest launch highlights NMI’s innovative approach to payment solutions and our dedication to empowering our partners to allow small and medium-sized businesses to grow and scale with a flexible, modular payment platform. Currently available in the U.S., NMI is actively working to expand Tap to Pay technology to other regions and mobile platforms, ensuring more merchants can benefit from this versatile payment solution.

The Cloud Commerce app is now available on the Google Play Store in the U.S., with additional regions to be added later. Download today, log in with your NMI credentials, and experience the future of mobile payments.

Visit NMI at ETA Transact, Las Vegas, April 2-4, 2025 booth #509 and ask for a demo of Cloud Commerce Tap to Pay on Android

Read our blog: Tap Into Tap to Pay and Stand Out With SMB Merchants

About NMI
NMI is a global leader in embedded payments, powering more than $225 billion in payment volumes every year. From our industry-leading payment gateway technology to our seamless merchant underwriting, acquiring, onboarding and management platform, we enable our partners across the entire payments ecosystem. We help our partners deliver frictionless payment solutions to their customers, offering modularity, flexibility and choice, wherever and however consumers want to pay – online, in-store, in-app, mobile and unattended. And we’re constantly innovating, empowering ISOs, software vendors and payment professionals as they embrace the future of fintech.